
The Property Academy Podcast
概要

We Found the Cheapest Bank (and It’s Not What You Think)⎥Ep. 2286
Dec 14, 2025·—
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Some banks look cheaper than others – but the real question is: which bank actually gives you the lowest mortgage rate once you dig into the data? In this episode, Ed and Andrew reveal what really happens when you compare every bank’s mortgage rates over time – and why the “cheapest” bank often isn’t the one you think. You’ll learn: Which banks consistently offer the lowest 1-year and 2-year rates Why some banks appear more expensive, but aren’t once you negotiate How to read between the lines so you don’t get fooled by advertised rates This episode helps you choose the bank that truly gives you the best deal, and it's better to work with a mortgage adviser. And if you'd like to book a free meeting with one of the Opes Mortgages team, just click the link. For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

How to Build a 3-Property Portfolio in Your Early 30s (Even on an Average Income)⎥Ep. 2285
Dec 13, 2025·—
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By his early 30s, Josh had already built a 3-property portfolio – with homes in Twizel, Christchurch, and Milton. In this episode, Ed and Andrew sit down with Josh to unpack how he used creative saving tactics, family deals, and long-term planning to build wealth early. You’ll learn: How Josh turned a $210k section in Twizel into a future development opportunity The clever negotiation that saved $20k on a Christchurch co-ownership deal What buying from family taught him about money, boundaries, and mindset Josh’s journey shows that you don’t need luck to get started – just a plan, persistence, and a few unconventional choices. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

How Long Does It Really Take to Buy a House in NZ? The Honest Timeline⎥Ep. 2284
Dec 12, 2025·—
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Most Kiwis know how long it takes to sell a house – but how long does it actually take to buy one? In this episode, Ed and Andrew break down the real timelines, from getting pre-approval to getting the keys, and why some buyers take months while others move in just weeks. You’ll learn: The true timeframe to buy a house How the “perfect property checklist” can stop you from ever making a decision The fastest and slowest property purchases Ed and Andrew have ever seen This episode provides a clear and realistic picture of how long buying really takes, and how focusing on your needs (not endless wants) can help you move faster and with far less stress. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

New Zealand's Insane Property Obsession Explained⎥Ep. 2283
Dec 11, 2025·—
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New Zealanders talk about property like it’s a national sport – but why? In this episode, Ed and Andrew dig into the underlying reasons behind our national obsession with property. You’ll learn: Where our property obsession actually comes from, and why it’s so different to other countries How events like the 1987 sharemarket crash pushed a whole generation toward “safe as houses” Whether government policies secretly steer us toward property Ed and Andrew delve into the Kiwi mindset to understand why property has become the default route to wealth, despite the majority of Kiwis not owning investment properties. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Inside the FMA’s Routine Check-Up: What Really Happened⎥Ep. 2282
Dec 10, 2025·—
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What really happens when the Financial Markets Authority turns up to review your business? In this episode, Ed and Andrew take you behind the scenes of the FMA’s monitoring visit to Opes – what the regulator looked for, what they found, and what it means for property investors. You’ll learn: Why the FMA visited Opes What it’s actually like to sit in front of the country’s financial regulator The three key improvements the FMA required – and how Opes has responded This episode shows how regulation protects investors, and why transparency makes for a stronger, more trustworthy business. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

What's going to happen to the property market in 2026?
Dec 9, 2025·—
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In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "What's going to happen to the property market in 2026" In this podcast you'll learn: the predictions we got wrong last year what we think will happen next year And how the 2026 calendar looks For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

The Maintenance Myth: Why ‘Low Maintenance’ Properties Still Need Love⎥Ep. 2281
Dec 9, 2025·—
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Townhouses are now a big slice of New Zealand’s new builds. But some investors worry these modern builds could look tired, cheap, or even slum-like in a decade. So … will they? In this episode, Ed and Andrew uncover what makes some townhouses age beautifully – while others fall apart. You’ll learn: 3 key warning signs a townhouse won’t age well Why cladding type, location, and upkeep make all the difference How to spot a “future slum” before you buy Ed and Andrew reveal real examples and explain how to tell if your new build will stand the test of time. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

The Truth About Rent Prices (and When They'll Recover)⎥Ep. 2280
Dec 8, 2025·—
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It’s never felt harder to find a good tenant – rents are stalling, and some properties are sitting empty for weeks. In this episode, Ed and Andrew ask economist Tony Alexander whether this is the new normal for landlords … or just another ugly part of the cycle. You’ll learn: The real reason it’s suddenly so hard to get a good tenant (and why it flipped so fast) When rents are likely to bounce back and start rising again What smart landlords should do now Ed, Andrew and Tony show why this tough rental market won’t last forever – and how to come out the other side with a stronger portfolio, not a fire sale. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Will House Prices Rise Or Fall Over The Next 5 Years?⎥Ep. 2279
Dec 7, 2025·—
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House prices are finally moving again … but is this the start of a proper boom, or just another dead cat bounce? In this episode, Ed and Andrew ask economist Tony Alexander to look into his crystal ball and reveal what he really thinks will happen to New Zealand house prices over the next five years. You’ll learn: What Tony expects for house prices in 2026 – and the long-term growth rate he’s betting on What would actually happen to the market if a capital gains tax landed in NZ How low (or high) interest rates could go over the next three years Ed and Andrew delve deeper with Tony, exploring how cycles, politics, and interest rates intersect to shape your investment strategy for the coming decade. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

From One Home to a Multi-City Portfolio: How Christine Mastered Property Investing⎥Ep. 2278
Dec 6, 2025·—
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Christine bought her first home in Christchurch at just 23, with her parents going as guarantors. Fast-forward 30 years, and she and her husband Ross have built a nationwide portfolio. In this episode, Ed and Andrew chat with Christine about three decades of lessons – how smart investing, patience, and a bit of Kiwi grit built lasting wealth. You’ll learn: How Christine turned one guarantor home into a multi-city property portfolio What 30 years of market cycles taught her about resilience and timing Why “boring” investing often wins over flashier, short-term strategies This episode demonstrates how steady, long-term investing can transform an ordinary beginning into extraordinary results. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Why New Zealand’s Economy Feels Broken (Even When It Isn’t)⎥Ep. 2277
Dec 5, 2025·—
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New Zealand feels like it’s falling apart – shrinking GDP, rising unemployment, and a wave of Kiwis heading for Australia. In this episode, Ed and Andrew ask economist Tony Alexander the big question: Is the economy actually munted, or are we just in another normal cycle? You’ll learn: Why today’s downturn feels dramatic, but isn’t the worst we’ve seen The real reasons NZ swings harder than other economies When things might finally start getting better (and what will kick off the recovery) Ed, Andrew and Tony break down what’s perception, what’s data, and why history suggests the upswing may be closer than most people think. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

The Half-Million-Dollar Question: Should You Move Out of Auckland?⎥Ep. 2276
Dec 4, 2025·—
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Moving out of Auckland sounds like a fast track to a cheaper, quieter life – but how much money do you actually save? And what do you give up in return? In this episode, Ed and Andrew break down the real numbers behind selling up (or moving out) of Auckland and shifting to a smaller town. You’ll learn: How much you can save on housing, rent, commuting and daily expenses The trade-offs that hit your wallet when your income changes The three types of people who benefit the most from moving Ed and Andrew also reveal the hidden catches most movers don’t see coming, and why your job type – and whether you can work remotely – matters more than anything else. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

The Truth About Future Interest Rates (Are We Ever Going Back to 7%?)⎥Ep. 2275
Dec 3, 2025·—
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Interest rates have plunged nearly 3% in two years, but how long will the good times last? In this episode, Ed and Andrew break down the latest forecasts, revealing when rates could fall further … and when they’re likely to turn and start creeping up again. You’ll learn: What the 1-year mortgage rate is predicted to do from now through 2027 How long should you consider fixing your mortgage Why can all forecasts (including this one) change overnight This episode provides a realistic outlook on potential interest rate changes and offers guidance on planning your mortgage with confidence. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

The Best Financial Advice for Couples (Should You Spend or Save?)⎥Ep. 2274
Dec 2, 2025·—
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Some Kiwis sacrifice everything for their future. Others spend it all today and hope it’ll work out. But what’s the right balance when you want to enjoy life now without sabotaging tomorrow? In this episode, Ed and Andrew dig into the real tension between investing for the future and living a little today. You’ll learn: How to decide when to invest and when to spend (without regret) The #1 way to avoid money arguments with your partner • How to spend guilt-free by setting the right rules upfront Ed and Andrew explain why “sort your future first” is often the simplest solution, how to build a wealth plan in Opes+, and why listening to the same content helps couples get on the same page. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

3 Passive Income Ideas for Retirement (that ACTUALLY work)⎥Ep.2273
Dec 1, 2025·—
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You don’t need to stop earning an income at 65, but the smartest ways to do it aren’t always obvious. In this episode, Ed and Andrew break down six different ways to earn income at 65 – from term deposits to managed funds to property income – and reveal the hidden catches in each option. You’ll learn: How long $1 million really lasts across different options • The pros and cons of six retirement-income strategies Which method leaves you with the most money after 20 years of retirement Ed and Andrew walk through the real numbers and show which strategies preserve your wealth, which drain it, and how to choose the right plan for your retirement. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Landlords: STOP Making These 8 Stupid Mistakes⎥Ep. 2272
Nov 30, 2025·—
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How to avoid unnecessary costs, stress, and headaches so your properties stay profitable? In this episode, Ed and Andrew break down the biggest mistakes landlords keep making (and why they cost far more than most people realise). You’ll learn: The most common landlord errors that quietly drain your returns How simple admin and process mistakes turn into expensive problems The smarter way to manage your properties so they actually make money Ed and Andrew explain why these slip-ups occur in the first place – and the practical fixes every investor should implement before things go wrong. And click this link if you like to start your path to financial freedom with a detailed financial plan for $0 For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Three Properties by 30: The Formula Behind Nicole’s Fast Start⎥Ep. 2271
Nov 29, 2025·—
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Nicole was terrified to hit “send” on the email that got her here. But now, at just 30, she and her fiancé own three properties. In this episode, Ed and Andrew sit down with Nicole to discuss how she overcame her fear, learned the numbers, and used her $3 million Wealth Gap as motivation to take action. You’ll learn: How Nicole built a 3-property portfolio by 30 What a $3 million Wealth Gap is, and how it pushed her to take action The mindset shift that turned hesitation into financial confidence This is a story for anyone who’s ever thought, “I want to invest… but I’m scared to start.” Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

The 5 Things That Actually Make a Property Valuable⎥Ep. 2270
Nov 28, 2025·—
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Most Kiwis think they know what makes a house worth more, but the real answers are often totally different once you look at the data. In this episode, Ed and Andrew sit down with Nick Goodall, Head of Research at Cotality NZ, to unpack the country’s Hedonic Index – a new way to measure property values by analysing a home’s individual features. You’ll learn: The real features that make a house more valuable Which renovations statistically add the most value How does this new data help investors understand the market more clearly This episode shows you how to use data, not guesswork, to make smarter renovation and investment decisions. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

How This Bank Predicts the Future of Housing Prices⎥Ep. 2269
Nov 27, 2025·—
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Economists are supposed to predict the future, but how do they actually do it? And how accurate are those forecasts, really? In this episode, Ed and Andrew sit down with Sharon Zollner, Chief Economist at ANZ New Zealand, to reveal how economists build (and sometimes miss) their predictions. You’ll learn: The maths, data, and gut instinct that go into a forecast Why house sales, interest rates, and migration are key to predicting property trends The biggest mistakes economists (and investors) make when reading the market Ed and Andrew also ask Sharon about her latest ANZ forecasts, whether NZ’s economy has truly turned a corner, and why house prices still shape how Kiwis feel about money. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Another Rate Drop! But Will Your Mortgage Actually Get Cheaper?⎥Ep. 2268
Nov 26, 2025·—
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The Reserve Bank has just delivered its final OCR cut of the year ... but what does that mean for mortgages, investors, and house prices heading into 2026? In this episode, Ed and Andrew unpack the numbers from the latest announcement and explain why this cut might be the last one in this cycle. You’ll learn: How far has the OCR fallen this year Whether mortgage rates could keep dropping – or start creeping back up What the Reserve Bank’s “crystal ball” says about house prices next year This episode shows why a lower OCR doesn’t guarantee cheaper mortgages, how much more rate movement is possible, and what investors should realistically expect in 2026. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Should You Sell or Hold? The 3 Questions Every Investor Must Ask⎥Ep. 2267
Nov 25, 2025·—
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If you’ve built a property portfolio, at some point you’ll face the tough question – which one should you sell first? In this episode, Ed and Andrew explain how to decide what to sell, when to sell, and how to make sure you walk away with the most money possible. You’ll learn: The 6 most common reasons investors sell Why selling your “worst” property isn’t always the smartest financial move How to calculate what you’ll actually get to keep after fees and tax Ed and Andrew reveal how to think beyond quick fixes – and show why sometimes, selling the property with the most equity can set you up for your next big move. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Is Your Property Sitting on Shaky Ground? The Truth About TC Zones⎥Ep. 2566
Nov 24, 2025·—
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If you’ve ever looked at buying a property in Christchurch, you’ve probably seen TC Zones on the map. But do they still matter today, and what do they actually mean for you? In this episode, Ed and Andrew unpack what TC1, TC2, and TC3 really mean, how they were created, and whether they’re still useful in 2026. You’ll learn: What TC Zones are and how they relate to liquefaction risk Why are site-specific Geotech reports now more accurate than old zoning maps How to use them as a property buyer Ed and Andrew also share how insurance, lending, and building standards have evolved – and what every buyer should check before purchasing in a former earthquake zone. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

How to FIND Property Deals (7 Essential Hacks)⎥Ep. 2265
Nov 23, 2025·—
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Most investors scroll through Trade Me and hope to “spot” a deal. But Ed and Andrew reveal there’s a smarter, systematic way to filter out the duds and find the winners. In this episode, you’ll learn: 7 proven hacks to find property deals before anyone else sees them How to identify motivated sellers (and avoid costly reno traps) The #1 data tool to analyse whether a property’s really a deal or just a dud Forget gut feel. Ed and Andrew walk through how to use market data, “days on market,” and off-market listings to find real opportunities others miss. Get the tools mentioned in this episode: Area Analyser Tenant Tool Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

From Cricket to Cashflow: The Sports Mindset for Wealth Creation⎥Ep. 2264
Nov 22, 2025·—
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What happens when your career has an expiry date? Ian West, a professional cricket coach, turned to property to secure his financial future. In this episode, Ed and Andrew chat with Ian about how he and his wife bought two investment properties, and how he’s applying his coaching mindset to build long-term wealth off the pitch. You’ll learn: How Ian turned financial uncertainty into a clear investment plan Why a sports mindset can be a powerful advantage in property investing The moment he realised it was time to build a retirement safety net This episode proves that you don’t need a perfect career to build financial security; you just need a strategy that works beyond your day job. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok

Cashback Just Went Massive: The Bank War Has Begun⎥Ep. 2263
Nov 21, 2025·—
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Banks are throwing around some of the biggest cashbacks we’ve ever seen – up to 1.5% just for moving your mortgage. In this episode, Ed and Andrew break down the banks’ new massive cashback deals, who qualifies, and how long they’ll last. You’ll learn: Which banks are offering the biggest cashbacks The rules, clawbacks, and traps that could wipe out your profit How do you get that massive cashback This episode helps you decide if chasing cashback is a smart financial move – or just a distraction. Don't forget to create your free Opes+ account and Wealth Plan here . For more from Opes Partners: Sign up for the weekly Private Property newsletter Instagram TikTok


