Podcastler//The Martin Lewis Podcast
The Martin Lewis Podcast

The Martin Lewis Podcast

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Martin Lewis answers your financial questions, offering valuable money-saving tips.

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Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?

Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax?

Dec 15, 2025·

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I deal with my mounting debt? Is student loan paid before or after tax (and should I set up a direct debit if...

Everything you need to know about ISAs (Cash & Shares) - but were too afraid to ask!

Everything you need to know about ISAs (Cash & Shares) - but were too afraid to ask!

Dec 11, 2025·

Martin Lewis tells you everything you need to know about ISAs - the Cash, Stocks and Shares, Help-to-Buy, and Lifetime varieties – as well as what ISA changes in the budget means for you. Martin talks about the...

Can salary sacrifice cut student loan & savings tax cost? A Bridesmaid refund! And, state pension tax?

Can salary sacrifice cut student loan & savings tax cost? A Bridesmaid refund! And, state pension tax?

Dec 8, 2025·

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can using salary sacrifice allow me to cut the amount of student loan and savings tax I pay? How will not paying tax if...

Are Credit Scores real or nonsense? How to make yourself more attractive to lenders

Are Credit Scores real or nonsense? How to make yourself more attractive to lenders

Dec 4, 2025·

Martin Lewis goes through everything you need to know about credit scores – including if they’re actually real. He also explains how you can make yourself appear more attractive to lenders, including the most important...

Question Time: Time to ditch Premium Bonds? Do student loans cost more for middle earners? Credit on a low income?

Question Time: Time to ditch Premium Bonds? Do student loans cost more for middle earners? Credit on a low income?

Dec 1, 2025·

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how does the ISA limit actually work, is the online safety act really working, how can I get credit on a low income, is...

Budget 2025: Instant reaction special!

Budget 2025: Instant reaction special!

Nov 26, 2025·

In this special episode, Martin Lewis shares his initial reaction to Rachel Reeves' budget. He tells Matt Chorley about the measures that will have an impact on you - including Lifetime ISAs, salary sacrifice on...

Question Time: Time to stop using my LISA? Are cashback & switch bonuses taxable? Are investments protected up to £85,000?

Question Time: Time to stop using my LISA? Are cashback & switch bonuses taxable? Are investments protected up to £85,000?

Nov 24, 2025·

In our Question Time podcast, Martin Lewis gives you answers on absolutely anything and everything, including: how to get hotel money back on flight cancellations, do investments have the same protection as savings if a...

Millions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up?

Millions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up?

Nov 20, 2025·

Martin goes through the four different reasons why many university leavers in their 20s, 30s and 40s may be able to get £100s or even £1000s of student loan money back. Plus, what’s likely to happen when the new energy...

Question Time: Will my new husband need to pay for my daughter’s uni? Do high interest savings beat cash ISAs?

Question Time: Will my new husband need to pay for my daughter’s uni? Do high interest savings beat cash ISAs?

Nov 17, 2025·

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how to open savings accounts with limited ID, is there a way to make more cash from ISA bonuses, can I end my broadband...

A wallet workout to gain pounds! Earn £100s in minutes perusing your purse or (digital) wallet

A wallet workout to gain pounds! Earn £100s in minutes perusing your purse or (digital) wallet

Nov 13, 2025·

Martin Lewis tells you how to speedily spot the best debit cards, credit cards, overdrafts, improve your driving licence, organ donor cards and more! Plus, new top savings, Martin’s meeting with the Chancellor, and...

Question Time: Is paying via PayPal a bigger risk? How to do a budget? Has the government ever told Martin to stay schtum?

Question Time: Is paying via PayPal a bigger risk? How to do a budget? Has the government ever told Martin to stay schtum?

Nov 10, 2025·

In our Question Time podcast, Martin takes your questions on anything and everything, including: how to compare electric vehicle tariffs, why bank accounts lie, how an 18-year-old builds credit, and is your will invalid...

Martin’s Savings Interest Masterclass: increase what you earn by up to 50%!

Martin’s Savings Interest Masterclass: increase what you earn by up to 50%!

Nov 6, 2025·

Martin Lewis gives you his savings interest Masterclass, helping you maximise every penny. He covers cash ISAs, fixed savings, regular savers, putting money away for a home, how savings tax works, how safe savings are...

Question Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old?

Question Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old?

Nov 3, 2025·

In this week’s Question Time, Martin answers your questions about absolutely anything and everything – including: Will the predicted budget ISA changes affect me? Should I give my eight-year-old a credit card? Should I...

Martin v Ofgem boss: Why are energy bills so high (is it green levies?) | Scrap standing charges | Is the Price Cap a rip-off?

Martin v Ofgem boss: Why are energy bills so high (is it green levies?) | Scrap standing charges | Is the Price Cap a rip-off?

Oct 30, 2025·

It’s Martin v Ofgem this week (well, Jonathan Brearley, the boss). Martin asks Jonathan why energy bills are so high, about scrapping standing charges, who funds the regulator, writing off energy debt, issues around...

Question Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser?

Question Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser?

Oct 20, 2025·

In our Question Time podcast, Martin takes your questions on anything and everything within reason. Including: is it worth fixing energy for longer than a year?; are app-based savings accounts worth it?, plus the...

Free £400 for switching bank! Was Uni worth it? Cash ISAs to be cut

Free £400 for switching bank! Was Uni worth it? Cash ISAs to be cut

Oct 16, 2025·

Martin Lewis takes you through the seven banks willing to pay you to switch, what it means for your credit score, joint bank accounts, overdrafts and how some make £1,000s doing it. Plus, you tell us if university was...

Question Time: Is cash king? Should you keep some mortgage debt? Can I reclaim student loan taken off my bonus?

Question Time: Is cash king? Should you keep some mortgage debt? Can I reclaim student loan taken off my bonus?

Oct 13, 2025·

In our weekly Question Time, you ask Martin questions on anything and everything, and he does his best to answer them. This week: if I have a lot of credit cards, should I cancel any unused ones? Should I keep my...

14 million to get mis-sold car finance compensation!

14 million to get mis-sold car finance compensation!

Oct 9, 2025·

Martin Lewis takes you through the mis-selling of car finance after the regulator launched its plans for a mass £8.2bn redress scheme – where 14 million people could get compensation. He explains why it’s being paid...

Energy Question Time: Is it time to fix? (spoiler: YES!) How do I get my credit back? Are Smart Meters… not?

Energy Question Time: Is it time to fix? (spoiler: YES!) How do I get my credit back? Are Smart Meters… not?

Oct 2, 2025·

With the energy price cap rising 2%, and predicted to remain high for the next year, Martin Lewis answers your questions on how you can save £100s a year on home energy bills. Including new low standing charges tariffs...

Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history!

Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history!

Sep 29, 2025·

Martin explains why pensions offer the biggest savings, why you must pay off credit cards IN FULL, and recounts the time he tried to convince Mick Jagger to finish his finance and accounting degree. Question Time is the...

Should you take a student loan? Martin’s five things you need to know about student finance

Should you take a student loan? Martin’s five things you need to know about student finance

Sep 25, 2025·

Martin Lewis has his five things you need to know about student finance, including how much it’ll really cost you, why the interest rate might be a red herring, how much parents are expected to contribute and much more...

Question Time: Should you invest in gold? Student loan interest? How to get energy credit back?

Question Time: Should you invest in gold? Student loan interest? How to get energy credit back?

Sep 22, 2025·

Martin Lewis answers your questions on absolutely anything and everything (within reason!), including how to get energy credit back, student loan interest rates, should you be investing in gold, and is overpaying your...

Grown Up Stuff: (Free) Wills & (even more important) Power of Attorney

Grown Up Stuff: (Free) Wills & (even more important) Power of Attorney

Sep 18, 2025·

Martin Lewis tackles wills and power of attorney with Melinda Giles, Member of the Law Society’s Wills and Equity Committee, and Austin Lafferty, member of the Council of the Law Society of Scotland. Plus, Mastermind is...

Question Time: Cutting Credit Card Debt, Scrapping the State Pension and more…

Question Time: Cutting Credit Card Debt, Scrapping the State Pension and more…

Sep 15, 2025·

In this Question Time podcast Martin answers your questions on credit scores, scrapping the state pension, cutting the cost of credit card debt and the car finance compensation scheme, plus loads more.

The Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update

The Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update

Sep 11, 2025·

Martin Lewis has everything you need to know about children’s saving and investing, including Junior ISAs, Child Trust Funds, top savings, Premium Bonds and even children’s pensions. Plus, an update on the car finance...

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