/The Clark Howard Podcast

The Clark Howard Podcast

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

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12.12.25 Clark Answers His Critics on Clark Stinks / Retirement Planning 2026

Dec 12, 2025·—

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in today’s episode: Take it to the limit - the new retirement account limits. Clark has updates and...

12.10.25 Mortgage Refinance Guidelines / Switching Banks - Easier Than You Think

Dec 10, 2025·—

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Is now the time to refinance your mortgage? Only if you meet certain criteria. Clark breaks it down. Also - Are you with what Clark calls a Giant Monster Mega Bank? If so, you may be paying fees you don’t have to!...

12.09.25 Ask An Advisor With Wes Moss

Dec 9, 2025·—

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Costly IRA Conversion Warning & the Hidden Billions Americans Are Leaving Behind In this episode, fiduciary financial advisor Wes Moss tackles a piece of financial advice that he calls "lunacy" and "insanity" – a recent...

12.08.25 Empowerment: Fitness Trackers / Home Equity: When A HELOC Makes Sense

Dec 8, 2025·—

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Clark makes no secret of his obsession with fitness trackers. Nerd Alert: He wears three. But there’s new data that proves he’s just being, well - Clark Smart. We’re moving into an era where more devices can be...

12.05.25 Clark Answers His Critics on Clark Stinks / Recommended: Digital IDs

Dec 5, 2025·—

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in today’s episode - so many people have not taken advantage of an easy way to store identification...

12.03.25 Choose Lifelong Learning / Supporting Adult Children

Dec 3, 2025·—

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What’s awesome? The trend of lifelong learning. And in this age of emerging AI disruption and uncertainty, it seems to be catching on. Later - Not awesome: Paying expenses for your adult children when it impacts your...

12.02.25 Ask An Advisor With Wes Moss

Dec 2, 2025·—

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50-Year Mortgage: Game Changer or Gimmick? & the Key to Winning a 401(k) Wes Moss dives into the new 50-year mortgage, which he calls a gimmick but sees one potential benefit. Since ownership is key to financial...

12.01.25 Homeowners- Are You Underinsured? / Designer Goods For Less

Dec 1, 2025·—

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We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner’s insurance. But there is something many of us are overlooking - whether we have...

11.28.25 BEST OF: About Clark Howard + A Special Birthday Edition of Clark Stinks

Nov 28, 2025·—

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Happy Thanksgiving Weekend! Please enjoy this Special Best Of Birthday episode from last June. Clark returns December 1st with new ways to Save More, Spend Less and Avoid Getting Ripped Off! About Clark Howard + A...

11.26.25 Booking Future Travel / New Vehicle Sticker Shock!

Nov 26, 2025·—

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Clark shares a warning about booking any future travel, whether it’s a cruise, rental house, tour or flight - and has two specific guidelines to help protect your money. Also - Vehicles have become increasingly...

11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work

Nov 24, 2025·—

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We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are...

11.21.25 Clark Answers His Critics on Clark Stinks / Auto Theft: Is Your Car A Target?

Nov 21, 2025·—

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, auto thefts are down, but some vehicles are bigger targets for theft than others - and they’re...

11.19.25 Save More On Thanksgiving / The Clark Smart Way To Shop Online

Nov 19, 2025·—

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Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do...

11.18.25 Ask An Advisor With Wes Moss

Nov 18, 2025·—

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The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs? In this episode, Wes Moss shares the real-life story of a couple who is wrestling with the common parental dilemma of whether to pay off...

11.17.25 Charity Season Guidelines / Quick Serve Value Wars

Nov 17, 2025·—

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We are in the height of the charitable solicitation season. How do you know what charities are going to use your money in a responsible way? Clark has some guidance for making sure your charity counts. Also, there are...

11.14.25 Batteries Not Included / Multigenerational Living

Nov 14, 2025·—

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Today - A form of shrinkflation is affecting toys & electronics this holiday season, but there’s something you can do about it, to save money. Also - Multiple generations living together used to be common in our...

11.12.25 Shopper Guidance In The K-Economy / Screen Addiction Solutions

Nov 12, 2025·—

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We are in a K-shaped economy again - which creates a clear trend involving a reversal in the pricing of “have to” vs. “want to" purchases. Clark shares what you need to know to stretch every dollar. And… screen...

11.11.25 Ask An Advisor With Wes Moss

Nov 11, 2025·—

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Top 10 'Overvalued' Cities and Second Act Career: A One-in-a-Million Story In this episode, Wes Moss dives deep into the housing market, revealing why it has become the most extreme buyer's market in a decade. Wes...

11.10.25 Holiday Travel: Airbnb & VRBO / Honoring Our Veterans

Nov 10, 2025·—

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One decision you may be working on right now is where to stay during holiday or spring travel. Clark has some key advice if you’re considering AirBnB or VRBO. And - tomorrow is Veteran’s Day. Clark shares advice and...

11.07.25 Clark Answers His Critics on Clark Stinks / Screen Out Robocalls

Nov 7, 2025·—

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Great news - there’s a new weapon against robocalls you should have activated in your phone...

11.05.25 Spend Less On Internet Service / SCAM WARNINGS

Nov 5, 2025·—

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Today - You know Clark loves competition, and there is more choice for you now in the home internet market. More providers are offering wireless internet. Also, scams keep morphing and proliferating. Clark discusses the...

11.04.2025 Ask An Advisor With Wes Moss

Nov 4, 2025·—

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Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation? In this episode, Wes Moss shares startling JP Morgan research: just 41 AI-related stocks now account for nearly 50% of the S&P 500's...

11.03.25 Secure Holiday Package Delivery / The Siren Song Of Debt

Nov 3, 2025·—

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It’s November, and holiday shopping is underway. How do you make sure your packages aren’t stolen? Also, now that we’re in Black Friday month - there’s a major hazard to avoid while purchasing online. Thwarting Porch...

10.31.25 Clark Answers His Critics on Clark Stinks / Recession Proof Your Life

Oct 31, 2025·—

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - What are the chances of full recession, what’s the extent of it now, and how can you prepare?...

10.29.25 The Housing Market & Involuntary Landlords / Restaurants: Less Is More

Oct 29, 2025·—

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In today’s episode, Clark has an update on the housing market, and how “involuntary landlords” are benefitting tenants. Also, you may notice some changes to some restaurant menus that are good for both your wallet and...