/NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373. Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

Sobre

570

Episódios

English

Idioma

Inscritos

Reproduções

Episódios25

Inverter ordem de reprodução

Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement

Dec 4, 2025·—

—

See what 2026’s housing costs and mortgage rates might mean for your homebuying plans and learn when you can safely coast on retirement savings. How is the housing market reshaping homebuying going into 2026? When can...

Master Multiple Credit Cards Without Tanking Your Credit Score (Plus: Giving Tuesday Tips)

Dec 1, 2025·—

—

Learn how to donate effectively for Giving Tuesday and juggle multiple credit cards without hurting your credit score. How can you donate more intentionally on Giving Tuesday without blowing your budget? Does having...

Fix Emotional Spending Habits with Feel-Good Finance and Learn How to Manage Finances Post-Job Loss

Nov 27, 2025·—

—

Learn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially. What should you do with your money after losing a job? How can you feel better about money and stop...

Outsmart Black Friday Hype and Tackle Credit Card Debt with a Budget Reset

Nov 24, 2025·—

—

Learn how to spot real Black Friday deals and reshape your budget with a step-by-step money makeover. What should you watch for on Black Friday to avoid fake discounts? How can you reset your budget when debt and...

Thanksgiving Savings You’ll Actually Notice and Tax Filing Tips for Common Law Couples

Nov 20, 2025·—

—

Learn how to save on Thanksgiving dinner and decide if filing taxes jointly makes sense for common law couples. How can you trim your Thanksgiving costs without skimping on the feast? Should common law spouses file...

Generational Wealth Built from Scratch and an Emergency Fund on a Deadline

Nov 17, 2025·—

—

Learn how first-generation earners build wealth and how to grow an emergency fund before a possible job loss. How do first-generation earners start and protect generational wealth? How can you bulk up an emergency fund...

IRA Conversion Strategies and Reading Economic Signals During a Shutdown

Nov 13, 2025·—

—

Discover how current economic data affect you and decide if a Roth or Traditional IRA is the most appropriate option for your retirement savings. What’s happening with layoffs and the economy right now? How should you...

First-Generation Wealth Building and the Truth About Stablecoin Yields

Nov 10, 2025·—

—

Learn how first-generation wealth builders create financial freedom and what stablecoins could mean for your savings. How do you build wealth when you’re the first in your family to be able to do so? And can stablecoins...

Open Enrollment 2026: How to Choose Dental, Vision, Life and Disability (Plus: When to Refinance a Home)

Nov 6, 2025·—

—

Learn how to pick dental, vision, life, and disability coverage with confidence, and when refinancing a home can actually save you money. Is now a good time to refinance your mortgage? Which open enrollment benefits are...

Healthcare Open Enrollment Tips for 2026 and a Catch-Up Plan for Retirement

Nov 3, 2025·—

—

Learn how to pick the right health plan for your situation and build a stronger retirement even if you feel behind. How do you choose the best health plan during open enrollment? What can you do to secure retirement if...

How to Budget Better With Your Partner and Why Scam Calls Are Surging

Oct 30, 2025·—

—

Learn how to spot shutdown-era scams and build a budget that works even when you and your partner disagree. How can you protect yourself from shutdown-era scams? How do you build a household budget when you and your...

Big Event Budgeting and Credit Monitoring: What to Know Before You Swipe

Oct 27, 2025·—

—

Learn how to get and read your free credit reports and spot red flags so you can protect your score and money. How do you set a realistic budget for a big life event without guilt? What’s the foolproof way to get and...

Invest or Pay Down Debt? Plus How to Save Big This Holiday Season

Oct 23, 2025·—

—

Learn how to handle holiday shopping in an increasingly expensive spending environment. Plus, lightning round insights around debt, investing, and savings goals. How should you prepare for holiday shopping when tariffs...

Are You Covered? Hidden Gaps in Life Insurance That Could Cost Your Family

Oct 20, 2025·—

—

Learn how to choose term vs whole life insurance and calculate your coverage so your family stays protected. How much life insurance do you really need? Which is smarter, term or whole life? Hosts Sean Pyles and...

What Home Sellers Can Legally Hide and How to Master Irregular Bills

Oct 16, 2025·—

—

Learn how to plan for surprise bills and what to ask about a home’s past so your budget and buying feel stress free. Do sellers have to disclose deaths, crimes or “hauntings” in a home? How can you budget for irregular...

Feeling Burned Out? How to Know When to Quit Your Job — and What to Do First

Oct 13, 2025·—

—

Learn how your habits and the cash and cards in your wallet reveal your money mindset, then learn how to know when it’s time to quit your job. What amount of cash should you keep on hand? Should you “quiet quit” or make...

What Fewer Earnings Reports Could Mean for Investors and How to Teach Kids About Money (Video Episode)

Oct 9, 2025·—

—

In this special video episode, learn what proposed stock market rule changes could mean for your portfolio and how to grow your teen’s money skills. Will corporate earnings reports soon shift from quarterly to twice a...

Watch the Nerds Sweat It Out: Hot Wings Meet Hot Money Takes (Video Episode)

Oct 6, 2025·—

—

In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you...

Budget Rehab: What Our Hosts’ Spending Reveals About Smarter Money Moves (Video Episode)

Oct 2, 2025·—

—

In this special video episode, Sean and Elizabeth give each other a “budget rehab,” revealing their own budgets to help you fix yours. How can you feel more in control of your spending? How can you plan for irregular...

Stop Overpaying With Miles: The Redemption Rules Smart Travelers Use in 2025

Sep 29, 2025·—

—

In a special presentation of Smart Travel, learn what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much...

Stay Ahead of a Government Shutdown and Learn How to Invest Extra Money Wisely

Sep 25, 2025·—

—

Learn how to prepare for a government shutdown and where to put $600 a month after building your emergency fund. What happens in a federal government shutdown? Where should you put $600/month after funding an emergency...

Preparing Finances for Fall and How to Help Parents Who Haven’t Saved Enough

Sep 22, 2025·—

—

Learn how to prepare your finances for fall and support aging parents who have limited retirement savings. How can you check in on your finances this fall? What’s the best way to help parents with little savings retire?...

The Fed Just Cut Rates — Here’s How to Make the Most of It (Plus: How to Freeze Your Credit)

Sep 18, 2025·—

—

Learn how the Fed rate cut impacts loans and savings, then find out when to freeze your credit and how to do it fast. What does a Federal Reserve rate cut mean for your wallet? Should you freeze your credit if an...

Tap to Pay, Tap to Overspend? Mobile Wallet Traps and Money Conversations That Pay Off

Sep 15, 2025·—

—

Learn if digital wallets make you overspend and how simple habits can help you stay on budget. How do you start money conversations that actually help? Do mobile wallets make you overspend? Hosts Sean Pyles and...

AI Stocks May Be in a Bubble, and Car Prices Could Rise Soon — Here’s What to Know

Sep 11, 2025·—

—

Learn how to think about AI stocks and decide if now’s the time to buy a car, including how to choose between 48- and 60-month loans. Are AI stocks in a bubble? Should you buy a car now or wait? Hosts Sean Pyles and...