Move iQ Podcast

This week Nic and Lexie are discussing 10 questions that buyers should be asking the seller and estate agent to find out the truth about a property. Discover which key questions reveal a home’s history, its hidden issues, and what you need to know before making an offer, so that you can buy smarter and avoid costly mistakes! Chapters 00:00:00 Introduction 00:00:20 How long has the property been on the market? 00:00:56 Has the property had any offers? 00:01:57 What was the asking price based on? 00:03:06 Has it been relisted or had price reductions? 00:04:02 Why are they selling and how long have they lived here? 00:05:34 What's included in the sale? 00:06:44 Have there been any major renovations or building work? 00:08:21 Are there any restricted covenants or planning issues? 00:09:58 What are the annual running costs? 00:11:16 What are the pros and cons of living here? 00:12:47 Final tips and resources 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

With interest rates shifting and affordability under pressure, this episode offers some perspective into why so many people still can’t get onto the property ladder and what’s changing in the mortgage world right now. Phil Spencer is joined by Charlotte Harrison, CEO of Homes at Skipton Building Society, to discuss the current market conditions, why demand from first-time buyers remains strong, and why research shows as many as 98% of young adults living with parents still struggle to afford the average first time buyer home in their local area. Chapters 00:00:00 Introduction 00:00:39 Current state of the mortgage market 00:02:00 Are interest rates historically normal? 00:02:47 The real cost of homeownership today 00:03:45 Skipton's Affordability Index explained 00:05:29 98% can't afford to buy in their local area 00:07:14 Innovative mortgage solutions from Skipton 00:09:11 Partnership with Move iQ for first-time buyers 00:10:29 How building societies differ from banks 00:13:14 Top tips for getting a mortgage today 00:14:28 Advice for existing mortgage holders 00:16:26 Future of interest rates and mortgage innovation 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

The Move iQ Podcast hit the road again and this time we were at the Surrey Propertymark Conference in Epsom where we had a great day chatting to local sales and lettings agents. We found out how current trends are shaping the South East property market this winter, straight from the agents working in it daily as they revealed challenges and changes they’re noticing both locally and nationally. Listen now for their expert outlook on what could be coming in the months ahead. For more property insights and top tips to help guide home movers, renters, buyers, and sellers alike, tune into our regular episodes with Phil Spencer, Nicola Hume and Lexie Carducci. Chapters 00:00:00 Introduction 00:40:00 Number of properties on the market 01:50:00 Are sellers having to make compromises? 03:59:00 Are landlords more open to lower offers? 05:22:00 Insights into the local South East markets 07:04:00 Which properties are most in demand? 08:28:00 Is buyers' behaviour changing? 10:10:00 Which property segments are performing strongest and weakest?

Not all property listings tell the full story. Some might look too good to be true… and sometimes, unfortunately, they are 😫 In this video, we highlight the biggest red flags to watch out for when browsing property listings, so you can spot potential problems early and avoid costly mistakes. Do your due diligence and remember: always trust your gut! 🚩 Chapters 00:00:00 Introduction 00:00:49 Start by looking at photos carefully 00:05:52 Is the property listed on an official site? 00:06:36 Does the price make sense? 00:08:45 Rental property red flags 00:15:21 Tips for checking if a property is legit 00:19:48 Experiences with estate agents 00:24:53 What to look out for when viewing? 00:28:43 Speak to neighbours about the area 00:30:37 Questions to ask and top tips Enjoyed this video? Want to see more? Subscribe to the channel with the link below. That way, you won't miss any future uploads. 👉 SUBSCRIBE TO MOVE iQ YOUTUBE CHANNEL 🔗 https://www.youtube.com/c/MoveiQ 👉 GET PHIL SPENCER'S ADVICE DIRECT TO YOUR INBOX ✉ 🔗 https://www.moveiq.co.uk/newsletter-signup/ 👉 VISIT OUR MOVE iQ WEBSITE 💻 🔗 https://www.moveiq.co.uk/ ➤ CONNECT WITH MOVE iQ ON SOCIAL 📲 Twitter: https://twitter.com/MoveiQProperty Instagram: https://www.instagram.com/moveiq/ Facebook: https://www.facebook.com/MoveiQ/ TikTok: https://www.tiktok.com/@philspencertv?lang=en

Are the Government's housing plans working? 🏠 Phil sits down with Timothy Douglas from Propertymark to unpack how current government policies are shaping the UK housing market. Tune in for: Is the 1.5 million new homes target realistic? How will the Renters' Reform Bill affect tenants and landlords? What is leasehold reform doing to the market? To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

It's our Halloween special! 👻 In this bonus episode, we're sharing real-life property nightmares, from renting mishaps to estate agent horror stories. Expect tales of unexpected surprises and lessons every mover can learn from! 🎃 🏡 Whether you've had your own moving disaster or just love hearing others', this one's for you. Share your own horror stories in the comments! 🎧 Tune in for: Bizarre tenant experience Terrible Taxidermy Mystery tenant Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

The UK housing market can feel like a maze right now. In this housing market update, Phil Spencer talks with Nathan Emerson, CEO of Propertymark, about what's really happening. Discussing buyer behaviour and affordability to rising rents, landlord pressures, and potential Budget changes. Tune in for insight on the latest market trends and learn clear, practical advice for anyone thinking of buying, selling, renting, or investing. If you're trying to make sense of the market, this episode helps you find your way through the maze. Tune in for: Market summary & trends Renters rights bill Potential impacts from the Budget To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

We chat to Property Finder Gemma Dawe about what it's really like to work with a Buying Agent in the UK, and how much it can improve your property-searching journey. While hiring a Buying Agent is common in countries like the US, it's still unusual in the UK. Gemma shares insider knowledge on the buying process in general, how a Buying Agent can give you the edge, and practical advice every homebuyer should know. Watch now to get expert guidance on navigating the property market 🏡 Tune in for: What's the difference between an estate agent and a buying agent? Advantages of a buying agent Red flags to look out for as a buyer Looking for Property in the Lakes? Find out more from Gemma here Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

If you're thinking of moving this Autumn, you need to listen to this first. The Move iQ Podcast was on the road once more as we visited the East Midlands Propertymark Conference at the King Power Stadium in Leicester. Tune in as we chat with local estate and letting agents. They're the ones on the ground every day so we were interested to find out some insight and get some top tips to share with you. Tune in for: Common challenges for sellers and renters Tips to sell before Christmas Advice for tenants trying to secure a property To find your local Propertymark agent Disclaimer - Recorded late September More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

Just moved in? Whether you're renting or have just bought your first place, making a new home feel like yours takes more than just unpacking boxes! In this episode, Nicola and Lexie are chatting all about the small things that can help you put your personal stamp on your space. From affordable decor ideas to changing locks, they explore how to feel at home once you move. Tune in for: Putting your own stamp on the property Changing your outside space Adding accessories If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

From smart doorbells to thermostats that learn your habits, home tech is changing the way we live- but is it all worth it? Nicola and Lexie unpack the real-life pros and cons of adding tech to your home. Whether you're just starting out with a few gadgets or thinking about going full smart-home, they share what's useful, what's overhyped, and what they'd never live without Tune in for: Where to start with new tech Building a smart home Security tech If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

Thinking of renovating? Whether you're planning a full transformation or just updating a few tired rooms, this episode is packed with honest advice and personal stories to help you get it right. Nicola and Lexie discuss the highs and lows of taking on home renovations. From budgeting pitfalls to how to live through the dust and disruption, they explore what it really takes to improve a property and how to stay (somewhat) sane while doing it! Tune in for: Reasons to renovate Why budget more than you think How to choose contractors If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

Nicola and Lexie explore how they've used ChatGPT and other AI tools to help design, decorate and style their homes. From layout ideas to colour palettes and mood boards, they share exactly how they've been using AI to get inspired, stay organised, and make design decisions with confidence Tune in for: The process of using Chat GPT Visualising ideas Advice for getting the best results If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

Phil talks with Alex from GOTO Group about their recent report on a troubling trend: more and more property sales in England are collapsing before completion. Why is this happening and what can buyers and sellers do to protect themselves? Tune in for: Fall through stats for sales in England Why are sales falling through? How can we avoid sales collapsing? Read GOTO Groups Report: https://www.gotogroup.co.uk/whitepaper-report/ If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

First impressions count, and when it comes to selling your home, they could be worth thousands. Phil Spencer sits down with home staging expert Elaine Penhaul to explore how a few small tweaks like lighting, layout, and colour can make a huge difference to your sale price. Tune in for: What is Home Staging? The benefits of home staging How to stage your own home Home staging in action - https://www.lemonandlimeinteriors.co.uk/ Elaine's books Sell High, Sell Fast 🔗 https://amzn.to/44mNyAN How to Sell Your House 🔗 https://amzn.to/40p4BAL If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

Whether you're planning a fresh start or considering a move for work, this episode is packed with relatable experiences and insider tips to help you feel confident about the journey ahead. Nicola and Lexie dive into their own experiences of relocating, from the emotional ups and downs to the unexpected lessons learned. Plus, Lexie shares her professional insights as a UK-based Relocation Agent, offering expert guidance for anyone trying to settle into a new community and choose the right location. Tune in for: Benefits of using a buying agent Familiarising yourself with the area Prepare to have a new lifestyle The emotion of moving If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

The Move iQ Podcast is back! Kicking off our podcast re-vamp we have Nicola and Lexi discussing all things pets and moving home 📦🏡🐈 Find out all the tips and tricks to keeping your furry friends happy and calm in the moving process 🐶🐾 Tune in for: Top tips to get your pet used to the new home Importance of a deep clean Transporting and moving in your pets Safety checks in the new home If you have any property stories, questions for Phil or any special requests for topics to cover on the podcast, then we want to hear from you! email us at [email protected] and we might feature your question/story! More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think.

Phil speaks to Rachael Owens, co-director of the National Retrofitting Hub, to explore how retrofitting can improve your home. From insulation and heat pumps to smart home upgrades, Rachael explains the technologies and techniques available to future-proof your home - saving you money and reducing your carbon footprint. Tune in for: What is retrofitting? How can your home be improved? The cost vs long-term savings How to plan for retrofitting Check out the National Retrofit Hub More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

Phil sits down for an insightful conversation with Charlotte Harrison, CEO of Homes at Skipton Building Society. They discuss the current mortgage market, rates, affordability and center the discussion around first time buyers Tune in for: Todays mortgage market Anticipated rate change impact Skiptons Affordability Index First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

Phil chats to Toby Leek of Propertymark to get an understanding of what local agents are seeing in their local housing markets. The spring market is traditionally a busy time for the housing market, but is now a good time to sell a house in 2025? You're in the right place to find out! Tune in for: The overall mood of the housing market Is the housing market stalling? First time buyer challenges Tips for sellers Find your local Propertymark Agent More FREE advice on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

The Move iQ Podcast is back at another Propertymark regional conference. New area means new insights and this time we are in Oxfordshire to discuss local housing markets and get insights from estate agents on the ground for renters, sellers and buyers. Tune in for: Biggest challenges for buyers and renters Tips for moving home Local market trends To find your local Propertymark agent Disclaimer - Recorded mid-march before stamp duty changes More FREE advice on renting on the Move iQ website Why not subscribe to receive Phil's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

In this First Home Focus episode, we cover the countdown to the imminent stamp duty change and how it will be calculated from April 1st 2025. Tune in for: New Thresholds Example on a £295,000 property Why are things changing? First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

Do you know how to find off market homes? As a first time buyer you possibly don't so in association with Skipton Building Society we're going to share some tips should this be a route you want to explore. At first home focus we're here to help you on your first home journey - home ownership might be closer than you think. Tune in for: What is an 'off market' home? Finding off market homes First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

How to get a mortgage loan with bad credit isn't a question most first-time buyers ask, but its worth paying attention to what this is and them potential impact it could have on your mortgage application. Umera Patel of Skipton Building Society talks to Phil about what you can do if you find you have a less favourable credit report and the steps you can take. Tune in for: Examples of bad credit Importance of checking your credit report How to improve your credit rating First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .

A first time home buyer home starts with a clear idea of what you want - but that's not always easy. In association with Skipton Building Society we share some important considerations to help define your wants Vs your needs. First home focus is here to help buying a home for the first time that little bit easier. Tune in for: Importance of budgeting Location Location Location Essentials Vs Desireables First-Home Focus is brought to you on association with Skipton Building Society https://www.skipton.co.uk Why not subscribe to receive Move iQ's monthly newsletters , and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook , Instagram , TikTok Twitter or LinkedIn . We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at [email protected] .