In this special edition of Money Lessons, Andy takes on a question that sits underneath most of personal finance: why change is so hard.
A complaint about his band's setlist leads to the research on why musical taste is set around age fourteen — and to the study showing that appetite for financial risk locks in the same way, set by whatever the markets were doing when a person first had money in play.
Neither one was a decision. Both feel like one.
AndrewTemte.com
