Financial Autonomy

This week on the Wealth Builder podcast Nick talks to Ange Belot from Cheeky Kookaburra on starting and growing a successful small business. Need help? - Learn about our Wealth Builder program Subscribe to our weekly...

In this episode, we break down private equity and private credit—two fast-growing but often misunderstood parts of the investment world. We explore how they work, why super funds love them, and why private credit might...

This week on the Wealth Builder podcast Nick and Paul discuss the topic of the moment - are stock markets, particularly the US market, in an AU fuelled bubble, with an inevitable bust somewhere on the not too distant...

In this episode, we dive into the real power of opportunity cost and how it shapes every financial decision — from insurance and investing to lifestyle choices and where you keep your savings. Learn how recognising...

This week on the Wealth Builder podcast Nick talks to Sheredyn Legg and Stephen Fries about testamentary trusts and who they might be good for. We'd love to hear your feedback. Send us a message via the Guidance...

Earning $100,000 a year in retirement — tax free — might sound too good to be true, but Australia's superannuation system makes it possible with the right planning. In this episode, we break down how it works, the rules...

This week on the Wealth Builder podcast Nick talks to Guidance team member Brenden Butler about ways to build financial security in your thirties. We'd love to hear your feedback. Send us a message via the Guidance...

It's one of the most common questions in retirement planning — when is the right time to move your super into the pension phase? In this episode, we unpack the pros, cons, and grey areas of converting superannuation to...

This week on the Wealth Builder podcast Nick talks to solicitors Sheredyn Legg and Stephen Fries about the basics of estate planning. We'd love to hear your feedback. Send us a message via the Guidance website. Need...

An understanding of the concept known as "real return" is worth getting your head around. Without it, there is the potential to make investment mistakes. Subscribe to our weekly GainingCHOICE email General advice...

This week on the Wealth Builder podcast Nick talks to accountant David Markovski about all things capital gains tax to make sure you don;t pay more than you need to. We'd love to hear your feedback. Send us a message...

Are all properties guaranteed to rise in value? Is a Self Managed Super Fund always the smarter choice? In this episode of Financial Autonomy, Paul tackles two of the most persistent myths in personal finance and reveal...

Welcome to the third episode of our new podcast Wealth Builder. In this episode Nick talks to Financial Autonomy host Paul Benson about whether your super is safe, considering recent events. We'd love to hear your...

Interest rates are falling for the first time in years — good news for borrowers, but a big question mark for savers. More importantly, what does this shift mean for the stock market and your investments? In this...

Welcome to the second episode of our new podcast Wealth Builder. In this episode Nick talks to accountant David Markovski about family trusts, who should have one and what should be taken into consideration before...

With house prices soaring, more parents are looking for ways to support their children's first step into the property market. But how do you strike the balance between generosity and protecting your own financial...

Welcome to the first episode of our new podcast Wealth Builder. Host and Guidance Financial Planner Nick Donato invites guests on to discuss issues relevant for those in the wealth buidling phase of life. The use of...

Ever been let down by a hyped movie — or pleasantly surprised by a random pub band? Expectations shape how we experience things — and that includes investing. In this episode of the Financial Autonomy podcast, we...

With the new financial year underway, this episode explores key strategies to help you get ahead—like adjusting your super contributions, reviewing personal insurance, boosting savings, and even exploring gearing...

After spending time working remotely in France, I came away with a deeper appreciation for the different ways countries manage their economies and social systems. France offers incredible public services and a rich...

In this episode, we explore the single most important — yet often overlooked — action that successful investors rely on: doing nothing. When markets become volatile and headlines stir fear, the instinct to react quickly...

A significant portion of the work that we do for clients entails financial modelling to help understand what is possible. Frequently, we arrive at the conclusion that the person's long term outlook is very secure, and...

Your home isn't just where you live — it can also be a powerful asset in your long-term financial plan. In this episode, we look at how shifting your housing as your life changes can open up smart strategies to build...

This week, we're unpacking a real-world financial dilemma: one person's uneasy experience after being advised to move her super from a large industry fund into something she'd never heard of—a wrap account. So… what...

It's one of the most common retirement questions—how much super is enough? In this episode, we explore how to estimate your retirement needs based on lifestyle, spending habits, and travel plans. You'll walk away with...