Dividend Talk

In this episode of Dividend Talk, we’re joined by Niklas from Heavy Moat Investments for a deep dive into European small- and mid-cap investing, moats, portfolio concentration, and how to think about quality businesses when valuations get stretched. We kick things off with a packed dividend roundup, covering recent dividend hikes from Broadcom, Mastercard, Abbott Labs, Eli Lilly, WD-40, Zoetis, and more, with a strong focus on why healthcare has been so active lately. We also discuss Pfizer keeping its dividend flat, and what that signals for big pharma investors. From there, we look at one of the biggest European investing stories of the week: Aegon moving its headquarters to the US. We break down what this means for European capital markets, valuation multiples, and whether companies leaving Europe is a symptom of deeper structural issues. The core of the episode is our conversation with Niklas, where we explore: What a “moat” really means — and why moats are not static How he evaluates small and mid-cap European companies Why insider ownership matters more than market cap His approach to portfolio concentration vs diversification How he uses hurdle rates, expected IRR, and quality scoring When and why he decides to sell a stock We also discuss several real-world examples, including: InPost and the rise of parcel locker networks across Europe EVS Broadcast, a Belgian hidden champion in live sports technology Mensch und Maschine, Autodesk reselling, proprietary software, and dividend sustainability Edenred, regulation risk, shareholder yield, and why pessimism may be overdone Eurofins Scientific as a long-term compounder with strong capital allocation To wrap up, we answer listener questions on: Story vs fundamentals The biggest financial red flags to watch for AI in investing and portfolio analysis The “right” number of stocks in a portfolio Small-cap investing in Europe vs the US As always, this episode is for entertainment purposes only and should not be considered financial advice. Useful links: Continue the conversation with our community at ⁠⁠⁠ ⁠Facebook ⁠ ⁠or ⁠⁠⁠ ⁠Discord⁠ ⁠⁠ 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠⁠https://www.dividendtalk.eu Heavy Moat Investments | Substack

This week, we’re getting into the Christmas spirit… dividend investor style. 🎄 Instead of toys under the tree, we’re talking 5 dividend growth stocks under the Christmas tree . And unlike the usual suspects we always seem to mention, this episode brings a fresh mix of companies we don’t discuss very often. But first, we dive into: Netflix acquiring Warner Bros. — What does it mean for streaming investors? Magnum Ice Cream Company’s demerger from Unilever Dividend hikes of the week — Including Morningstar, Owens Corning, Enbridge, and the Canadian banks showing their strength again. Listener questions — covering dividend safety in bear markets, cyclical stocks, owning LVMH through Christian Dior, and the data-centre boom. Then it’s time for our Christmas Wish List: Derek shares two U.S. and one European pick he discovered using screeners and Morningstar. European DGI reveals two high-quality companies he recently added to his portfolio — including one he’s dreamed of owning for years. See you on the inside! Useful links: Continue the conversation with our community at ⁠⁠⁠ Facebook ⁠or ⁠⁠⁠ Discord ⁠⁠ 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠⁠⁠https://www.dividendtalk.eu

This week on Dividend Talk, we sit down together to look ahead to 2026 and ask a big question: is now the perfect moment to review and refine our dividend growth investing strategy? Every Friday, we chat about dividend stocks, and in this episode, we’re diving deep into planning, discipline, and staying focused when the market (and the holiday season!) tests our impulses. We kick things off with some Black Friday fun, then move into what really matters: Why now is the right time to review our 2026 dividend plan How we avoid emotional decisions during the busiest time of the year The latest dividend news: HPQ, LVMH, Alimentation Couche-Tard, Omnicom, real estate REITs and more What falling oil prices and weak consumer trends might mean for dividend investors Insights from Goldman Sachs and Allianz on expected European equity performance Our biggest lessons from past years — from dividend safety to tax optimisation How to prepare your portfolio for next year’s opportunities and risks And of course, your listener questions on income factory theory, REITs, AI disruption, sin stocks, and how we experience the real “snowball effect” of compounding If you want to continue the conversation, you can join our growing community of European dividend investors on Facebook or Discord — we’re always there sharing ideas, lessons, and motivation. See you on the inside! Useful links: Continue the conversation with our community at ⁠ ⁠Facebook⁠ or ⁠⁠Discord⁠ ⁠ 20 Deep Dives a Year &Library of 150 EU & US Dividend stocks at ⁠ ⁠https://www.dividendtalk.eu

Join us in Malmo for a real-life #DividendTalk meetup. Signup here: ⁠🔗 https://docs.google.com/forms/d/e/1FAIpQLScSSOtk8LjBL80RLgfDjA1ITL16q89IlvbErgRUsdA0KG5ahw/viewform?usp=header ⁠ 📍 Location: Malmö, Sweden📅Date: Friday, 17 January 2025 Welcome to Episode 271! This week, we look past the US techgiants to find five European dividend stocks with a legitimate AI edge. Here’s what you’ll hear: The AI Bubble Debate: We discuss whether the AI bubble is about to burst, analysing warnings from Michael Burry, Palantir's Alex Karp, and Alphabet's Sundar Pichai, and contrasting them with Nvidia’s bullish stance. We also debate whether Meta’s massive infrastructure investment plan will actually pay off for shareholders. Dividend News: We cover a surprising 12.5% dividend hike and share buyback from Medical Properties Trust, as well as a massive increase from Games Workshop. We also celebrate the concept of "Dividend Overshoot Day." 5 European AI Plays: We break down five companies that benefit from the AI boom without being pure-play AI stocks. We cover the critical hardware role of ASML , the industrial automation of Siemens and Schneider Electric , the enterprise stickiness of SAP , and thedesign capabilities of Dassault Systèmes . Listener Questions: We wrap up by answering community questions on using margin Leverage, adapting Ray Dalio’s "All Weather" strategy, thoughts on Target’s current valuation, and the risks behind Johnson & Johnson’s spin-offs. Don't miss this one! Useful links: Continue the conversation with our community at ⁠ Facebook⁠ or ⁠Discord ⁠ 20 Deep Dives a Year &Library of 150 EU & US Dividend Stocks at ⁠ https://www.dividendtalk.eu

Join us in Malmo for a real-life #DividendTalk meetup. Sign up here: 🔗 https://docs.google.com/forms/d/e/1FAIpQLScSSOtk8LjBL80RLgfDjA1ITL16q89IlvbErgRUsdA0KG5ahw/viewform?usp=header 📍 Location: Malmö, Sweden 📅 Date: Saturday, 17 January 2026 Welcome to Episode 270! This week, we dive into a jam-packed episode covering Merck's pharmaceutical acquisition, a European earnings report, and a dive into 3 dividend stocks from the Nordics. Here’s what you’ll hear: Big Pharma Moves: We analyze Merck's aggressive, multi-billion dollar strategy to diversify its pipeline and reduce its reliance on its flagship drug, Keytruda, by planning the $9.2 billion acquisition of Cidara Therapeutics. Earnings & Dividends: We break down Siemens' latest earnings report, the impact of their small dividend hike and the reason why. Plus, we quickly review fresh dividend increases from Deutsche Telekom, Vodafone, ADP, and AFLAC . Nordic Dividend Stocks: We explore what makes the Scandinavian region a hotbed for dividend growth and why countries like Sweden have such high retail investor participation. We then share our analysis on three safe dividend payers from the Nordics , including a look at industrial giant Atlas Copco and the high-yielding insurer Mandatum . Listener Questions: We wrap up by answering your questions on Finnish company Valmet , the latest shareholder letter from Warren Buffett , and the pros and cons of investing with fractional shares . Don't miss this one! Useful links: Continue the conversation with our community at Facebook or Discord 20 Deep Dives a Year & Library of 150 EU & US Dividend Stocks at https://www.dividendtalk.eu

In this week’s episode of Dividend Talk we kick off with Kimberly-Clark’s surprise move to buy Kenvue , asking if it’s a smart acquisition or a future balance-sheet headache. Then we review Q3 earnings from Novo Nordisk , Wolters Kluwer , and Ahold Delhaize , three European dividend powerhouses facing very different challenges. Novo Nordisk’s obesity drugs, valuation reset, and dividend safety dominate the discussion, while Wolters Kluwer’s high-PE sell-off and the impact of AI on research businesses spark debate on fair value and buybacks. We also look at Snap-on’s double-digit dividend hike and Simon Property Group’s steady income growth for REIT investors. Later, we revisit our “Monthly Dividend Portfolio” challenge from 2022 , checking how picks like Altria , AbbVie , Johnson & Johnson , Realty Income , Shell , and Texas Instruments performed with lessons on dividend growth, yield, and diversification. In the listener Q&A, we cover: Dividend tax strategies and EU exit taxes How to handle rising wealth taxes as a dividend investor Fair-value analysis vs Morningstar valuations Our take on Volkswagen , General Mills , GreenCoat UK , ExxonMobil vs Chevron , and the global renewable-energy transition Thoughts on Unilever’s upcoming Magnum spinoff SEE YOU ON THE INSIDE!! Tickers discussed: KMB, KVUE, NVO, LLY, PFE, WKL.AS, AD.AS, SNAP-ON, SPG, MO, ABBV, JNJ, O, TXN, SHEL, GIS, XOM, CVX, UKW.L Join us: [Facebook] – Https://www.facebook.com/groups/dividendtalk⁠ [Twitter] – @DividendTalk_ , @European_DG [Discord] – ⁠https://discord.gg/nJyt9KWAB5⁠ [Premium Services] – ⁠https://dividendtalk.eu/download-your-free-samples/⁠ [Malmo Meetup] – ⁠https://t.co/STgV1nMWKj

In this week’s episode of Dividend Talk, we’re back with a jam-packed Dividend Announcements & Earnings deep dive. We kick things off with PayPal initiating its first-ever dividend (welcome to the club, Monkey!), Hershey holding flat to stay off the aristocrat chopping block, and a wild stat on revenue-per-employee (OnlyFans crushes tech giants at $37.6M per head). Then it’s over to dividend hikes from Iberdrola (+8.2%), Rockwell Automation, AbbVie, and ExxonMobil, before diving into earnings: Nestlé’s volume rebound in China, Schneider Electric riding data-center tailwinds, Altria’s cash-rich but growth-poor reality, UnitedHealth’s margin squeeze, T. Rowe Price outflows, and Shell’s $10B FCF buyback machine. In the Q&A, we tackle benchmarking vs. S&P 500, dollar-cost-averaging into falling knives, estate tax broker moves, covered-call ETFs, Finnish gems, Evolution’s permanent pivot, and stock-specific takes on Novo Nordisk, APD, Qualcomm, and more. SEE YOU ON THE INSIDE!! Tickers discussed : PYPL, HSY, GOOGL, MSFT, EBAY, AMZN, IBM, MCD, IEP, IBDR.MC, MUM.DE, SIE.DE, APD, LIN, NOVO-B.CO, EVO.ST, QCOM, ARE, ADC, MO, BATS.L, PM, UNH, TROW, SHEL, XOM, TTE, ITW, ABT, ADP, SCHN.PA, ROC.AX, NOVN.SW, NESN.SW, MCD, APH, DHR, TXN, VFC, RELAS, VWS.CO, WSO, GRG.L Join us: [Facebook] – Https://www.facebook.com/groups/dividendtalk [Twitter] – @DividendTalk_ , @European_DG[Discord] – https://discord.gg/nJyt9KWAB5 [Premium Services] – https://dividendtalk.eu/download-your-free-samples/ [Malmo Meetup] – https://t.co/STgV1nMWKj

In this week’s episode of Dividend Talk, we’re back with Q3 Earnings Roundup. We kick things off with Novo Nordisk shaking up half its board of directors, before covering two big dividend announcements from McDonald’s and Amphenol. Then it’s over to earnings, where we break down results from Germany’s Mensch und Maschine, Danaher, Evolution Gaming, and Texas Instruments. We also review a listener portfolio from “Bella Dividends,” packed with high-yield European names, and share our thoughts on diversification, growth balance, and dividend safety. In the Q&A, we talk estate tax and brokers, the future of quarterly reports, DCF vs. dividend discount models, and stock-specific questions on Intel, TotalEnergies, Watsco, and GreenCoat UK. SEE YOU ON THE INSIDE!! Tickers discussed: NVO, MCD, APH, MUM.DE, DHR, EVO.ST, TXN, SHEL, IBM, TTE, INTL, WSO, RELAS, IBDR.MC, VWS.CO Join us: [Facebook] – Https://www.facebook.com/groups/dividendtalk⁠ [Twitter] – @DividendTalk_ , @European_DG [Discord] – ⁠https://discord.gg/nJyt9KWAB5⁠ [Premium Services] – ⁠https://dividendtalk.eu/download-your-free-samples/⁠ [Malmo Meetup] – https://t.co/STgV1nMWKj

In this week’s episode of Dividend Talk, we’re back with our Q3 Portfolio Review, covering earnings, market news, and plenty of dividend insights. We start with France’s credit downgrade and what rising debt could mean for European investors, before diving into results from Johnson & Johnson, ASML, Snap-on, and Pernod Ricard. We also chat about AI’s impact on research firms like FactSet, how to use tools like ChatGPT without outsourcing your thinking, and share a few laughs about zero-alcohol vodka. Finally, we reveal our Q3 dividend growth with +37% for Derek and +22% for Edgi and answer listener questions on estate taxes, mortgages vs. investing, tech exposure, and hedging strategies. SEE YOU ON THE INSIDE!! Tickers : JNJ, ASML.AS, SNA, RI.PA, MSFT, SHEL, AAPL, LSEG.L, PAYX, BAT.L, VICI, ENGA, NN.AS, LGEN.L, GOOG, TXN, QCOM Join us : [Facebook] - ttps://www.facebook.com/groups/dividendtalk [Twitter] - @DividendTalk_ , @European_DG [Discord] - https://discord.gg/nJyt9KWAB5 [Premium Services] - https://dividendtalk.eu/download-your-free-samples/ [Malmo Meet up] - https://t.co/STgV1nMWKj

Market crashes are part of investing, but how do dividend growth investors navigate them without losing sight of their long-term goals? In this episode, eDGI and Dividend Wave discuss the practical steps you can take to strengthen your portfolio, manage emotions, and keep your dividend income safe when markets tumble. They cover strategies such as maintaining a watchlist of quality stocks, ensuring dividend safety, holding cash reserves, and focusing on companies with resilient business models. They also share our personal approaches to staying calm and even finding opportunities when volatility strikes. Whether you’ve been through several bear markets or this could be your first, we hope that this conversation will help you feel more prepared and confident as a dividend growth investor. Stocks & ETFs discussed in this episode: ASML – ASML Holding N.V. APD – Air Products and Chemicals CINF – Cincinnati Financial BTI – British American Tobacco UPS – United Parcel Service UNH – UnitedHealth Group SCHD – Schwab U.S. Dividend Equity ETF TDIV – First Trust NASDAQ Technology Dividend Index Fund Join the conversation Twitter - @DividendTalk_ and ⁠⁠@European_DGI⁠⁠ Join our Facebook Community -https://www.facebook.com/groups/dividendtalk Join our Discord group - ⁠⁠https://discord.gg/nJyt9KWAB5⁠ Follow Dividend Wave on X: https://x.com/DividendWave

In this episode, we dive into the realities of dealing with portfolio drawdowns as dividend growth investors. From personal examples to strategies for averaging down, price anchoring, and knowing when to hold or sell, we share how we manage the emotions that come with falling share prices. We also cover the latest news and dividend hikes, including: Novo Nordisk – promising results from its new oral weight-loss drug London Stock Exchange Group – stepping into blockchain with Microsoft Intel & Nvidia – surprising partnerships in the chip industry Texas Instruments, Microsoft, W.P. Carey, and Philip Morris – dividend hike updates Plus, we review Bradley’s dividend portfolio and answer listener questions on hedging against USD, quick dividend stock screeners, reinvestment strategies, tax-efficient accounts, and more. 🎙️ Tickers discussed : NVO, LSEG, INTC, NVDA, TXN, MSFT, WPC, PM, CNQ, LGEN, EOG, O, ARES, HASI, PLD, BAM, DTE, AD, VICI, PAYX, UNH, NEE, LVMH, UL

In this episode of the Dividend Talk, we dive into the art ofportfolio management thanks to a couple of listener questions. We talk about how to size positions, when to trim, and how to maintain balance without falling into emotional traps. The episode covers trimming winners vs. letting them run, the risks of over-concentration, and how dividend growth investing can help guide your decisions. See you on the inside! Tickers Amazon (AMZN), Apple (AAPL), Microsoft (MSFT), Google /Alphabet (GOOGL), Facebook / Meta (META), Shell (SHEL), Unilever (UL), ASML (ASML), British American Tobacco (BTI), IBM (IBM), Realty Income (O), Johnson & Johnson (JNJ), ExxonMobil (XOM) 👉 Join us : [Facebook] - Https://www.facebook.com/groups/dividendtalk [Twitter] - @DividendTalk_ , @European_DG [Discord] - https://discord.gg/nJyt9KWAB5 [Premium Services] - https://dividendtalk.eu/download-your-free-samples/

Derek and Edgi share four safe dividend stocks for September ,Accenture, Fuchs Petrolub, Canadian Natural Resources, and Munich Re. They also cover market news on Sanofi, Novo Nordisk, and T. Rowe Price, discuss dividend hikes, and tackle listener questions on gifting stocks, building a five-stock portfolio, and the dividend growth vs. high yield debate. 🔥 Want a safer, morereliable dividend portfolio? Go here: (free stock card & deep dive samples) ⁠https://dividendtalk.eu/download-your-free-samples/ Tickers Sanofi (SAN.PA), Novo Nordisk (NOVO-B.CO), T. Rowe Price (TROW), Goldman Sachs (GS), AbbVie (ABBV), Vici Properties (VICI), Microsoft (MSFT), Accenture (ACN), Fuchs Petrolub (FPE3.DE), Canadian Natural Resources (CNQ.TO), Munich Re (MUV2.DE), Johnson & Johnson (JNJ), Agree Realty (ADC), ASR Nederland (ASRNL.AS), Unilever (ULVR.L), Google (GOOGL), Schneider Electric (SU.PA), Ahold Delhaize (AD.AS), Siemens (SIE.DE), Pets at Home (PETS.L), Spok Holdings (SPOK) Join the conversation Twitter - @DividendTalk_ and ⁠@European_DGI⁠ Join our Facebook Community -https://www.facebook.com/groups/dividendtalk Join our Discord group - ⁠https://discord.gg/nJyt9KWAB5⁠

🔥 Want a safer, more reliable dividend portfolio? Go here: (free stock card & deep dive samples) https://dividendtalk.eu/download-your-free-samples/ In this episode of the Dividend Talk Podcast, Edgi puts Derek on the spot and quizzes him about his portfolio. We explore the implications of government stakes in Intel, the latest dividend announcements, and the dynamics of high-yield stocks. The conversation dives into emotional investing, the role of AI and robotics in portfolio management, and the growing influence of private equity. We also discuss stock-based compensation, its impact on valuations, and the importance of using screening filters in building a long-term dividend portfolio. Additionally, we share lessons learned from past mistakes, compare strategies between high yield and growth, and discuss where we see opportunities in the markets today. Tickers Intel (INTC), Vici Properties (VICI), Agree Realty (ADC), Hornbach (HBH.DE), Shell (SHEL), Legal & General (LGEN.L), Altria (MO), British American Tobacco (BTI), Evolution Gaming (EVO.ST), ASML (ASML), LVMH (MC.PA), EOG Resources (EOG) Chapters 00:00 Introduction and Overview of the Podcast02:53 Intel’s Government Stake and Its Implications05:53 Concerns Over Government Influence in Business08:50 Dividend Announcements and Portfolio Roasting11:39 Derek’s Portfolio Analysis and High Yield Stocks14:50 Vici Properties and the Future of Vegas17:54 Evaluating Risks in the Casino Industry23:37 Exploring Hornbach: The Black Sheep of Investments28:22 Investment Strategies: High Yield vs. Growth31:46 Understanding Portfolio Composition and Risk36:42 The Emotional Side of Investing41:01 Market Concerns: Inflation, Debt, and Currency Transition44:21 Navigating Emotional Investment Decisions47:29 The Impact of Valuation on Selling Stocks49:09 AI in Portfolio Management: Trust and Limitations52:22 Lessons from Option Trading Mistakes53:09 Identifying Future Investment Opportunities56:23 Screening for Stocks: Strategies and Limitations01:00:11 The Role of Private Equity in Modern Investing01:02:03 Government Influence on Capital Allocation01:08:59 Evaluating Stock-Based Compensation Join the conversation Twitter - @DividendTalk_ and @European_DGI Join our Facebook Community - https://www.facebook.com/groups/dividendtalkJoin our Discord group - https://discord.gg/nJyt9KWAB5

🔥 Want a safer, more reliable dividend portfolio? Go here: (free stock card & deep dive samples) https://dividendtalk.eu/download-your-free-samples/ In this episode of the Dividend Talk Podcast, we engage in a lively discussion about EDGI’s portfolio. We explore the recent developments surrounding Novo Nordisk, the implications of AI investments, and the importance of emotional attachments in investing. In this conversation, we talk about various investment strategies, focusing on portfolio diversification, and the importance of dividend growth. We discuss the significance of a tiered investment approach, evaluating company performance, and the impact of market trends on future investments. The conversation also touches on celebrating investment milestones, understanding P/E ratios, and the role of real estate investment trusts in the current market. Additionally, we explore options trading as a method for generating income while maintaining a conservative investment strategy. Links - https://x.com/investseekers/status/1958537126641086663 Tickers Alibaba (BABA), Allianz (ALV.DE), Altria (MO), Amazon (AMZN), Apple (AAPL), Atlas Copco (ATCO-A.ST / ATCO-B.ST), Berkshire Hathaway (BRK-A / BRK-B), British American Tobacco (BTI / BATS.L), Canadian National Railway (CNI), Charles Schwab (SCHW), Chesnara (CSN.L), Chubb (CB), Cisco (CSCO), Danone (BN.PA), Defama (DEF.DE), Dior / Christian Dior SE (CDI.PA), Disney (DIS), Eli Lilly (LLY), Euronext (ENX.PA), ExxonMobil (XOM), Fuchs Petrolub (FPE3.DE), IBM (IBM), Kimberly-Clark (KMB), Meta Platforms / Facebook (META), Nivea / Beiersdorf (BEI.DE) Chapters 00:00 Introduction and Overview of the Podcast 05:58 Rebranding and Community Engagement 12:02 AI Bubble Discussion and Market Speculation 17:52 Dividend Growth Investing Insights 23:50 Dividend Announcements and Market Reactions 26:50 Roasting the Portfolio: A Critical Review 37:46 Navigating Dividend Investments 40:49 Emotional Attachments in Investing 45:24 Evaluating Investment Theses 51:03 Sector Concentration and Portfolio Strategy 55:48 Assessing Risky Investments 01:01:18 Diversification and Portfolio Management 01:06:57 Celebrating Investment Milestones 01:12:16 Profit Perception and Dividend Timing 01:13:48 Evaluating PE Ratios for Investment Decisions 01:16:05 Understanding Real Estate Investment Trusts (REITs) 01:17:59 Comparing EU and US Investment Strategies 01:18:30 Navigating Investment Platforms for ETFs 01:19:47 Dividend Growth Investing Mindset 01:20:30 Options Trading in Dividend Growth Investing 01:23:37 Market Reactions to Pharma Tariffs 01:24:35 The Boring Side of Investing: Taxes 01:25:50 The Challenge of Overvalued Markets 01:27:07 Evaluating Company Performance Amidst Price Drops 01:32:36 The Role of Dividends in Crypto Investments 01:35:16 Analyzing Canadian National Railway Company 01:36:41 Exploring Swedish Investor AB 01:38:08 Deep Dive into Waste Management Companies 01:39:40 Assessing Tractor Supply and Toyota 01:41:14 Understanding Share Dilution in Growth Companies 01:43:55 Evaluating Beiersdorf AG 01:46:42 Insights on Fuchs SE Stay Updated: Twitter - ⁠@DividendTalk_⁠ Twitter - ⁠@European_DGI⁠ Join our Facebook Community - ⁠Dividend Talk Facebook Group⁠ Join our Discord group - https://discord.gg/nJyt9KWAB5

This week on Dividend Talk, Derek is joined by Jeremy from Dividend Stockpile to explore some of the biggest Megatrends shaping our investing future. We cover the opportunities and risks in infrastructure, clean energy, technology, and healthcare, and how dividend investors can position themselves for the next decade and beyond. You’ll hear about recent dividend news from Interface (TILE) and Agree Realty (ADC) , how US and European infrastructure approaches differ, why utilities like Iberdrola (IBE.MC) and Enel (ENEL.MI) stand out, and how tech giants Meta (META) , Alphabet (GOOG) , and Microsoft (MSFT) fit into the AI megatrend. We also look into healthcare innovation, options income strategies, and favourite finance content creators. Tickers Mentioned: TILE, ADC, O, BAM, BIP, NEE, DUK, ED, IBE.MC, ENEL.MI, ABB, DG.PA, META, GOOG, MSFT, GE, CWEN, ASML.AS, SAP, MDT, MRK, ABBV, NVO, LLY, ROG.SW, SNY, SYK, ABT, BDX, RMD, STRC Chapters: 00:00 – Introduction & Guest Welcome02:52 – Company News: Interface & Dividend Increases05:41 – Agree Realty & REIT Quality08:43 – Understanding Megatrends11:51 – Infrastructure as a Megatrend29:06 – Clean Energy Transition39:31 – The Rise of Technology & AI46:51 – Healthcare Opportunities01:04:06 – Options Income Strategies & High Yield Ideas01:20:06 – Favorite Finance Content Creators & Closing Remarks Get a free sample of our premium dividend newsletter! Stay ahead of the market with in-depth stock analysis here: https://dividendtalk.eu/download-your-free-samples/ Stay Updated: Twitter - @DividendTalk_ Twitter - @European_DGI Join our Facebook Community - Dividend Talk Facebook Group Join our Discord group - https://discord.gg/nJyt9KWAB5

In this week’s episode of Dividend Talk, we kick off with our Q2 performance review , looking at how our dividend portfolios fared, what we bought, sold, and learned over the past quarter. We also dive into three big names making headlines: Wolters Kluwer’s sharp share price drop and the fear of AI disruption, Novo Nordisk’s earnings and competition with Eli Lilly, and UnitedHealth’s reduced outlook. Along the way, we cover dividend hikes and cuts from around the globe, have some laughs over corporate slogans, and answer a packed list of listener questions ranging from sector risks to portfolio construction. SEE YOU ON THE INSIDE!! Tickers discussed: WKL.AS, NVO, LLY, UNH, HEIA.AS, NN.AS, AD.AS, ITW, CLX, AWR, WHR, LGEN.L, MRK, LVMH.PA, TGT, LYB, NKE,CVX, HPQ, MSFT, SHEL, BTI, BAM, BAES.L, HORNB.BR, UPS, PEP, CCOI, ORA.PA,ASR.AS, ASML.AS, UL, GLB.IR, KRZ.F, KESKOB.HE, KNEBV.HE, SAMPO.HE, AGE.BR, XIOR.BR,ASC.BR, SHL.DE, DEF.F, NVO-B.CO, VICI, RY, DOL.TO, FTS.TO, UKW.L, VOLVB.ST,INVE-A.ST, INVE-B.ST, SEB-A.ST, SWED-A.ST, HAND-B.ST, SHELL.AS, VIE.PA, O,SECUB.ST, ABBV, BAYN.DE. Join us : [Facebook] - Https://www.facebook.com/groups/dividendtalk [Twitter] - @DividendTalk_ , @European_DG [Discord] - https://discord.gg/nJyt9KWAB5 [Premium Services] - https://dividendtalk.eu/how-it-works

In this special episode of Dividend Talk, we tackle one of the most frustrating topics for European investors: dividend withholding tax. Our guest is Thomas Rappold, founder of Divizend.com, a platform built to automate and simplify dividend tax reclaims for retail investors. Thomas shares how his own investing struggles led him to build the company, and how Divizend is helping thousands of investors recover lost income from foreign dividends. We discuss: ​What dividend withholding tax is (and why it's such a headache) ​Why most investors miss out on reclaiming what’s rightfully theirs ​The upcoming EU-Faster regulation and digital tax residency certificates ​The role of brokers, the EU Commission, and what’s changing by 2028 ​Practical steps for reclaiming your foreign dividend taxes ​Why dividend investors need to push for change and how Divizend is giving us a voice ​Thomas also shares his unique investing mindset (yes, he owns both Palantir and Lindt!) and replaces a stock in our Dividend Growth Community Portfolio. 📈 Tickers mentioned in this episode include: MSFT, AAPL, GOOGL, PLTR, JNJ, V, ADP, O, ADC, MUV2.DE (Munich Re), ALV.DE (Allianz), NESN.SW (Nestlé), LVMUY / MC.PA (LVMH), LIN.SW (Lindt), ASML, WKL.AS (Wolters Kluwer), RNL.AS (Reed Elsevier), DE, SPGI, MSCI, BRK.B, SREN.SW (Swiss Re), SIE.DE (Siemens), AIR.PA (Air Liquide), L'Oreal (OR.PA), SAP, WISE.L 📣 We’re not affiliated with Divizend, but Thomas has provided a special code for Dividend Talk listeners ( 10% discount on your first reclaim ) - https://divizend.com/ref/europeandgi Discover our premium service: ⁠⁠Dividend Talk Premium⁠

In this special episode of Dividend Talk, we sit down with Krzysztof and Luke from the Wall Street Wildlife podcast for an open, engaging, and often hilarious discussion about theirinvesting journey, philosophy, and how growth and dividend investing can overlap more than you think. We dive into How two former 7investing analysts became podcast co-hosts The contrasting styles of growth vs. dividend investing Early retirement strategies and living off your portfolio The role of cash, conviction, and emotional discipline in investing Their 10 "Laws of the Jungle" for investing success When to trim, when to hold, and why they sometimes disagree dives into Google, Gregg’s, and a wild story about EOS Energy Mentioned Stocks (Yahoo tickers): Nvidia (NVDA) , Intuitive Surgical (ISRG) , Google / Alphabet (GOOG / GOOGL) , Palantir (PLTR) , Nintendo (NTDOY (ADR)) , Gregg's (GRG.L) , Novo Nordisk (NOVO-B.CO) , Microsoft (MSFT) , Apple (AAPL) , Lockheed Martin (LMT) , L3 Harris (LHX) , BYD Company (BYDDY / 1211.HK) , EOS Energy (EOSE) , Rocket Lab (RKLB) , 3M (MMM) , Johnson & Johnson (JNJ) , Iberdrola (IBE.MC) , HSBC (HSBC) , JP Morgan ETF (JGPI) , WISE (WISE) Enjoy the episode -and let us know what you think! 💸 🔗 Links mentioned: You can catch the Wall Street Wildlife investing podcast onyour favourite podcast player, or watch on YouTube at youtube.com/@WallStreetWildlife . Follow the hosts, Luke ( x.com/7LukeHallard ) and Krzysztof ( x.com/7FlyingPlatypus ), for further growth investing insights. Discover our premium service: ⁠Dividend Talk Premium⁠

In this episode, we’re joined by René Sellmann, teacher, investor, and co-host of the No More Investing Secrets podcast. We dive deep into his philosophy of quality investing, the role of capital allocation, and why he's not afraid to underperform the market in the short term if it means staying true to his process. Topics we covered: - What makes a business “high quality” — and why it matters more than ever - Evolution AB’s earnings — growth, regulation, and dividend safety - Why René believes most investors should simplify their mental models - Should companies cut dividends to boost buybacks? A spicy take - Psychology, patience, and performance — how to think long-term - Listener questions on REITs, ETFs, valuation, and when to sell Mentioned Stocks (Yahoo tickers): Evolution AB (EVO.ST) Interactive Brokers (IBKR) LVMH (MC.PA) Edenred (EDEN.PA) Visa (V) Microsoft (MSFT) Apple (AAPL) Capri Holdings (CPRI) Bayer (BAYN.DE) Unilever (ULVR.L / UL) Deutsche Pfandbriefbank (PBB.DE) InteractiveBrokers (IBKR) Violea (VIE) Links Mentioned - Rene | Substack Quality Investing with René Sellmann | Rene | Substack Follow Rene on his socials: X: https://x.com/ReneSellmann Threads: https://www.threads.com/@rene_sellmann YouTube: https://www.youtube.com/c/Ren%C3%A9Sellmann P.S. Not a premium subscriber yet ? Join us now at ⁠www.dividendtalk.eu⁠ . You’ll get access to 20 deep dives per year, 100+ dividend stock cards, our private Discord group, and our course on the three financial statements. See you on the inside!

In this episode, we’re joined again by Eloy, long-time friend of the show and co-founder of Cartas del Dividendo. We reflect on his journey as a dividend investor, the power of compounding, and why he remains hands-off with his portfolio these days. Topics we covered: 📰 Hershey’s (HSY) new CEO and why Eloy still loves the stock ☕ Starbucks (SBUX) in China - is the bull thesis breaking? 📈 The art of not selling, inspired by Chris Cerrone's legendary essay 🇪🇸 Three high-quality Spanish dividend stocks in Eloy's portfolio 💬 Listener questions, including why we sell, what to do after dividend cuts, and tax considerations after reaching FIRE Mentioned Stocks (Yahoo tickers): Hershey (HSY) Starbucks (SBUX) Wendy’s (WEN) McDonald’s (MCD) PepsiCo (PEP) Procter & Gamble (PG) Ferrero (unlisted) Kellogg/Kellanova (K) Mars (unlisted) Games Workshop (GAW.L) General Mills (GIS) Target (TGT) Walmart (WMT) Costco (COST) Unilever (ULVR.L / UL) Diageo (DGE.L) Kenview (KVUE) Union Pacific (UNP) Mondelez (MDLZ) Reckitt (RKT.L) Halma (HLMA.L) Microsoft (MSFT) Apple (AAPL) Philip Morris (PM) British American Tobacco (BATS.L / BTI) ExxonMobil (XOM) AbbVie (ABBV) Johnson & Johnson (JNJ) Shell (SHEL.L / SHEL) Medtronic (MDT) Southern Company (SO) Verizon (VZ) 3M (MMM) Aegon (AGN.AS) NN Group (NN.AS) Mapfre (MAP.MC) Iberdrola (IBE.MC) Inditex (ITX.MC) Viscofan (VIS.MC) Vidrala (VID.MC) Enjoy the episode - and don’t forget to let your winners run! 💸 🔗 Links mentioned: 🧠 Chris Cerrone's article: "The Art of (Not) Selling" 🐦 Follow Eloy on Twitter: @EloySnowball 📈 Discover our premium service: Dividend Talk Premium #DividendInvesting #StockMarket #DividendGrowth #InvestingWisdom #Hershey #Starbucks #SpanishStocks #Compounding #InvestingStrategy #FinancialIndependence #LongTermInvesting #StockAnalysis

It’s summertime, and Derek is enjoying his well-deserved BaCo’s and Guinness somewhere on a beach in Southern Europe. That’s why today’s episode is a special summer slow-down edition, where we revisit some of the best moments from the amazing guests we’ve had on the show so far. You’ll hear insights from these legends on topics like dividend safety, when to sell, what real conviction looks like, how to keep valuation simple, and whether REITs can truly be a lifelong investment. Enjoy the episode, and we wish you a wonderful summer holiday! P.S. Not a premium subscriber yet ? Join us now at www.dividendtalk.eu . You’ll get access to 20 deep dives per year, 100+ dividend stock cards, our private Discord group, and our course on the three financial statements. See you on the inside!

In this episode of the Dividend Talk Podcast, we celebrate six years of the show, reflecting on memorable moments and discussing the current state of major companies like IBM, Intel, and AT&T. We analyse the implications of recent corporate strategies, including Warner Bros. Discovery's demerger and Unilever's acquisition of Dr. Squatch. The conversation shifts to the importance of conviction in investing, recent news affecting the market, and the future of dividend growth investing in 2025. We share insights on market volatility, the power of dividend growth, and lessons learned over the past two years, while also addressing listener questions about the future of investing and the role of AI in business. 📩 Want to see what our premium newsletter is like? Grab a free sample of our in-depth stock research here: https://dividendtalk.eu/download-your-free-samples/ 🔔 Don’t forget to like, subscribe, and hit the notification bell so you never miss an episode! 💬 Got questions? Drop them in the comments—we’ll cover them in future episodes! 🐦 Twitter - @DividendTalk_ | @European_DGI

In this episode of the Dividend Talk Podcast, we discuss our personal experiences and mistakes in dividend investing. We reflect on current market events, particularly in the oil sector, and share insights on our investment strategies. The conversation covers various themes, including the importance of recognizing when to sell stocks, the pitfalls of high portfolio turnover, and the challenges of trusting management. We emphasize learning from past mistakes to improve future investment decisions. 🔔 Don’t forget to subscribe for more content on dividend stocks, passive income, and long-term investing.Chapters00:00 Introduction and Personal Updates03:06 Current Events and Market Analysis11:41 Reflecting on Dividend Investing Mistakes12:19 Mistakes in Holding Stocks Too Long16:20 Learning from Selling Stocks Too Early22:31 Turnover and Portfolio Management23:00 Value Traps and Company Fundamentals30:15 Management Trust and Execution Challenges32:00 Trusting Management: A Double-Edged Sword35:09 The Learning Curve of Options Trading38:01 Community Insights: Learning from Mistakes38:57 Investment Strategies: Balancing Growth and Income44:56 Spending vs. Saving: The Dilemma of Wealth48:48 Navigating Taxes: Estate Planning and Investments56:12 Evaluating Stocks: Insights on UNH and Others01:00:57 Market Trends: The State of the Alcohol IndustryWant some European dividend aristocrats - https://europeandgi.com/dividend-growth-portfolio/30-european-dividend-stocks-the-noble-30/🔥 Want a safer, more reliable dividend portfolio? Go here: (free stock card & deep dive samples) https://dividendtalk.eu/download-your-free-samples/

In this episode of the Dividend Talk Podcast, we celebrate our 250th episode by reflecting on our journey and the growth of our dividend investing strategies. We discuss the implications of recent U.S. legislation on European investors, the importance of dividend hikes, and the balance between starting yields and growth rates in investments. The conversation also touches on lifestyle choices that impact financial independence and the significance of savings rates in achieving investment goals. In this conversation, We discuss various aspects of personal finance, including meal preparation, vacation choices, car ownership, and strategies for achieving financial independence. We explore the importance of savings rates, the impact of lifestyle inflation, and the nuances of investing in different markets. The dialogue emphasises practical approaches to managing expenses and making informed investment decisions.00:00 Introduction to Episode 25 001:59 Reflections on Podcast Journey and Growth 03:57 Impact of U.S. Legislation on European Investors 10:00 Dividend Hikes and Market Reactions 13:56 Exploring Minimum Starting Dividend Yields 22:01 Balancing Yield and Growth in Investments 28:11 Lifestyle Choices and Financial Independence 30:01 Balancing Work and Meal Prep 32:56 Frugal Family Vacations 36:00 The Cost of Car Ownership 39:11 Navigating Financial Independence 39:59 Investing Strategies and Market InsightsLink to EDGIs calculator - https://docs.google.com/spreadsheets/d/1PyRyX9CdctkmNuAxagocIFD37NiWETUXj2i_noL3FVk/edit?usp=sharing 🔥 Want a safer, more reliable dividend portfolio? Go here: (free stock card & deep dive samples) https://dividendtalk.eu/download-your-free-samples/