Directed IRA Podcast

KKOS Webinar: Solo 401(k) Tax Credit for New and Existing Plans Mark and Mat return to the Directed IRA Podcast with holiday cheer, quick-fire banter, and a stocking stuffed with three Roth strategies that can transform your long-term wealth. This is the year-end roadmap every proactive investor needs. They break down how to time Roth conversions for maximum tax efficiency, how a Kid’s Roth IRA can quietly grow into a seven-figure legacy, and how the mega backdoor Roth lets both employees and small business owners pump serious dollars into the tax-free zone. If you want your money growing tax-free, your strategy dialed in, and your year-end planning wrapped with confidence, settle in for this quick, insightful, and entertaining episode. Chapters: 0:00 - Warm Welcome And Light Banter 1:12 - Roadmap: Three Year-End Roth Strategies 1:54 - Strategy One: Roth Conversions And Chunking 4:20 - Brackets, Deductions, And Timing The Tax 7:16 - Backdoor Roth Clarified For High Earners 8:04 - Strategy Two: Kids Roth IRA Mechanics 11:18 - Paying Kids Legitimately And Funding Options 15:02 - Early Compounding And Grandparent Angle 18:27 - Strategy Three: Mega Backdoor Roth Overview Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

For more details on prohibited transactions download the Self-Directed IRA Handbook (look for chapters 4, 5, 6, and 7): https://directedira.com/the-self-directed-ira-handbook/ In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J Kohler break down the single most important rule in the world of self-directed IRAs, the prohibited transaction rule. Before your IRA buys real estate, a private company, crypto, or any other alternative asset, you need to understand who your IRA can transact with and how to avoid accidental mistakes that can blow up your entire account. Mat and Mark explain the three core varieties of prohibited transactions in a simple and memorable way, using real client examples along with their usual energy, humor, and clever comedy bits. You will learn why certain family members are off limits, what happens if you try to stay in your IRA owned Airbnb, how sweat equity can accidentally trigger a self dealing violation, and how to safely buy rentals or businesses in your retirement account with confidence. The hosts also sprinkle in a series of fun “you know it is a prohibited transaction when” jokes that make the topic easy to remember and surprisingly entertaining. By the end, you will understand how to stay compliant, make smarter investment decisions, and unlock the real power of a self-directed IRA. Perfect for real estate investors, business owners, and anyone using an IRA for alternative assets, this episode gives you the clarity you need to protect your account and maximize long term gains. Chapters: 0:06- Welcome And Why This Matters 0:12 - Defining Prohibited Transactions 2:16 - What IRAs Can And Can’t Own 2:54 -It’s About Who And How, Not What 2:59 - Per Se Prohibited Transactions Explained 4:34 - Disqualified Persons And Family Traps 7:25 - After You Buy: Use And Benefit Rules 8:17 - Renting To Family And Self-Dealing 10:26 - Sweat Equity And Fixer Upper Pitfalls 12:49 - Managing Vs. Working: The 50 Percent Line 16:13 - Facts, Circumstances, And Case Law 17:49 - Practical Guardrails And Flexibility 19:36 - Resources, Book, And Professional Help 19:51 - Closing Remarks And Disclaimers Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

For the full video webinar visit: https://directedira.com/opening-a-self-directed-ira/ For more details on prohibited transactions download the Self-Directed IRA Handbook (look for chapters 4, 5, 6, and 7): https://directedira.com/the-self-directed-ira-handbook/ Most Self-Directed IRA investors worry about choosing the right asset, but the real danger is accidentally breaking an IRS rule you didn’t even know existed. Watch Mat Sorensen (CEO, Directed IRA) and Lindsay Mersino (Executive Director of Operations) host a brand-new session that breaks these rules down clearly, simply, and with real examples you won’t find anywhere else. You’ll Learn - What a Self-Directed IRA can invest in - The three investments IRAs cannot hold - How IRS prohibited transaction rules actually work and the real mistakes that cause penalties - Who counts as a “disqualified person” and why this matters for every deal you structure - The three types of prohibited transactions - Deal examples that stay compliant vs. deals that disqualify an IRA - How to safely structure alternative investments through your SDIRA Why Directed IRA? At Directed IRA, we’ve helped thousands of investors put over $3 billion into real estate, private funds, notes, and more, all inside tax-advantaged retirement accounts. Our team of experts and streamlined platform make it easy to invest with confidence. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Crypto continues to be one of the fastest-moving asset classes — and when you combine it with the tax-free power of a Roth IRA, it becomes one of the most compelling long-term wealth strategies available. Join Mat Sorensen (CEO, Directed IRA) and Aaron Halderman (COO, Directed IRA) for a live training session where they break down everything you need to know about investing in crypto inside a Self-Directed Roth IRA. You’ll learn how the structure works, how to access 60+ supported assets, when conversions make sense, when an IRA/LLC is appropriate, and how to stay compliant while maximizing tax-free upside. Whether you’re an active crypto investor or just exploring tax-efficient strategies, this session will give you the tools to build a smarter, long-term plan for 2026 and beyond. You’ll Learn - How crypto investing works inside a Self-Directed IRA - Why a Roth IRA can generate entirely tax-free crypto gains - How Traditional-to-Roth conversions work (and what actually triggers tax) - When an IRA/LLC “exchange account” becomes the right structure - How to access 60+ supported cryptocurrencies inside your IRA - How an HSA can also be used for crypto investing Why Directed IRA? At Directed IRA, we’ve helped thousands of investors put over $3 billion into real estate, private funds, notes, and more, all inside tax-advantaged retirement accounts. Our team of experts and streamlined platform make it easy to invest with confidence. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Mat Sorensen sits down with Troy Eckard, founder and chairman of the board at Eckard Enterprises, for a clear look at how investors use self directed IRAs to buy mineral rights and participate in oil and gas cash flow. They break down the three lanes in this asset class, minerals, drilling, and midstream, and explain where each fits in a smart portfolio. You will hear why many IRA owners favor minerals for steady income and lower risk, when drilling can make sense with taxable dollars, and how to evaluate operators with real world due diligence that protects you from bad deals. Troy shares how technology and data have changed the game, what realistic returns look like, how depletion and cash flow work over time, and the red flags that signal inflated pricing or weak sponsors. The conversation also hits current market forces, service costs, and why discipline matters more than shiny tax write offs. This episode is perfect for IRA owners, high income professionals, and anyone exploring real assets beyond public energy stocks who want income, control, and clear rules of the road. Chapters: 0:06 - Meet Troy Eckert And The Goal 0:34 - What Mineral Rights Actually Are 2:14 - Three Ways To Invest In Oil And Gas 4:18 - Risk Then And Now In Drilling 5:25 - Taxes, Depletion, And IDC Basics 7:41 - Why IRAs Fit Mineral Rights Best 10:25 - How Eckerd Structures Direct Ownership 12:06 - Diversification Across Operators And Units 13:53 - Spotting Fraud And Overpricing 16:08 - Don’t Chase Deductions Over Deals 18:03 - Market Reality: Drill Baby Drill 20:45 - DUCs, Service Costs, And Timing 23:00 - Who Should Invest Directly And When 25:01 - Dollar Dynamics, Rates, And Liquidity 27:20 - Due Diligence, Education, And Next Steps 41:56 - Closing Notes And Disclaimers Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode, Mat Sorensen and Mark J. Kohler dive into one of the most underrated wealth-building tools out there: the Health Savings Account (HSA). With open enrollment around the corner, it’s the perfect time to rethink your healthcare strategy and unlock the triple-tax advantages of this incredible account. Mat and Mark break down how an HSA can save you thousands in taxes, how to qualify for one, and how to self-direct your HSA into assets you actually believe in. From real estate and crypto to precious metals and private businesses, they share real examples, walk through contribution rules, and reveal how to make your HSA a long term investment vehicle that can cover everything from braces to retirement healthcare costs, completely tax free. Whether you’re an entrepreneur, investor, or just someone tired of overpaying for insurance, this episode will open your eyes to the power of the HSA and why it should be part of your wealth strategy today. Chapters: 0:06 - Why HSAs Matter Now 0:25 - High Deductibles And Real Costs 0:55 - Self-Directing Your HSA 1:17 - The Triple Tax Advantage Explained 2:46 - Real-World Growth Examples 4:06 - Level One Vs Level Two HSA 6:10 - Contribution Limits And Deadlines 8:16 - Contribute Early For More Growth 9:12 - Getting HSA-Eligible Insurance 11:14 - Last Month Rule And Plan Changes 12:17 - Catch-Up Contributions After 55 13:22 - Choosing The Right HSA Provider 14:47 - Steps To Set Up And Fund 16:33 - What You Can Invest In 18:21 - Reimbursements And Qualified Expenses 20:11 - Wrap-Up, Resources, And Disclaimers Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Gold is breaking records again—and smart investors are taking notice. In this episode of the Directed IRA Podcast, Mat Sorensen and Mark Kohler explain how to buy physical gold, silver, and other precious metals inside your IRA, the right way. They walk through which metals qualify, how purity standards and approved coins work, and what IRS rules you need to follow for storage and compliance. You’ll also learn how a self-directed IRA opens the door to these alternative investments, so you can diversify your retirement beyond stocks and mutual funds. If you’ve ever thought about owning real gold bars (not just ETFs or paper gold) inside your IRA, this episode breaks it all down step by step—no myths, no confusion, just clear guidance from the experts at Directed IRA. Chapters: 00:00:06 - Why Precious Metals In IRAs 00:24 - What You Can And Cannot Buy 02:52 - Purity Standards And Qualifying Coins 05:47 - Self-Directed IRA Setup And Funding 08:42 - Storage Rules And IRS Compliance 11:24 - Costs, Dealers, And Next Steps 13:18 - Education, Disclaimers, And Wrap-Up Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of The Directed IRA Podcast, tax attorneys Matt Sorensen and Mark J. Kohler reveal one of the most powerful strategies for crypto investors, how to grow and withdraw your crypto profits completely tax free using a Crypto Roth IRA. They break down three key scenarios every crypto holder needs to understand: Getting started, how to buy crypto in a Roth IRA even if you are new to retirement accounts. Converting existing IRAs or 401(k)s, how to roll over or convert funds into Roth dollars to start investing in crypto. High net worth or business owners, how to use Roth Solo 401(k)s, HSAs, and Coverdells to expand your tax free crypto empire. You will also learn the “No More Taxes on My Crypto Pledge,” why it is never too late to start, and how strategic planning can protect your wealth while maximizing long term gains. Matt and Mark share real examples from clients, explain the difference between traditional and Roth accounts, and highlight the unique advantages Directed IRA offers for crypto investors, including low fees, easy app based trading, and full IRS compliance. If you believe in the future of crypto and want to keep every penny of your gains, this episode is your roadmap to doing it the smart, legal, and tax free way. Chapters: 00:06 - Why a Crypto Roth Exists 02:50 - Three Paths to a Crypto Roth 05:00 - Rolling Over Old IRAs and 401(k)s 07:20 - Converting Traditional to Roth Strategically 08:56 - Solo 401k Power for Business Owners 10:53 - The “No More Taxes” Pledge for New Buys 13:13 - Using Family, HSA, and Coverdell Buckets 16:01 - Costs, Providers, and Getting Help 19:35 - Disclaimers and Final Takeaways Take the pledge. Stop paying taxes on your crypto. Start building your future tax free with Directed IRA. Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Unlock one of the most powerful tax and wealth-building strategies available today: the Mega Backdoor Roth. In this episode, Mat Sorensen breaks down how you can contribute up to $70,000 each year into Roth accounts, creating massive tax-free growth for retirement. Originally filmed for the Mat Sorensen YouTube channel, this special episode is now available on the Directed IRA Podcast. Mat explains step by step: Why the Mega Backdoor Roth is so effective for high-income earners How to use a 401(k) or Solo 401(k) to maximize Roth contributions The role of after-tax contributions and how to convert them Key rules, qualifications, and pitfalls to avoid Why rolling funds to a Roth IRA can provide greater investment flexibility and lower fees Whether you’re a high earner with a workplace 401(k) or a self-employed professional with a Solo 401(k), this strategy can help you supercharge your retirement savings and build wealth tax free. Chapters: 00:00 - Introduction to Mega Backdoor Roth 01:15 - Breaking Down the $70K Strategy 02:12 - After-Tax Contributions Explained 05:17 - Converting to Roth: Two Options 08:19 - Potential Snags and Limitations 10:17 - Disclaimer and Closing Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Visit altassetsummit.com to learn how to invest in Alternative Assets. (More links down below.) In this episode of the Directed IRA Podcast, attorneys Mat Sorensen and Mark J. Kohler dive into five creative ways to buy real estate with your self-directed IRA. Beyond the traditional “pay cash” approach, they explore strategies like seller financing, non-recourse bank loans, subject-to deals, wholesaling, private lending, and even the Roth Dream Home Takeover (a little-known method to lock down your future retirement home tax-free). They share real client examples, key compliance rules (like avoiding personal guarantees), and why pairing these strategies with a Roth IRA can supercharge compounding and keep more returns in your pocket. Whether you’re a seasoned investor or just discovering the power of self-directing, this episode will open your eyes to opportunities you may not have known existed. Chapters: 00:00 - Introduction to IRA Real Estate Strategies 03:16 - Creative Financing Through Self-Directed IRAs 06:53 - Wholesaling Properties With Your IRA 09:25 - Becoming the Lender With Your IRA 13:00 - The Roth Dream Home Takeover 18:54 - Partnering Strategies and Tax Liens 23:48 - Alt Asset Summit Invitation Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of the Directed IRA Podcast, attorney and CEO Mat Sorensen sits down with Ahmed Ahmed , Head of Funds at WeFunder , to discuss how investors can use a self-directed IRA to invest in startups and venture capital —an asset class once limited to Silicon Valley insiders and institutional funds. The conversation explores how WeFunder democratizes early-stage investing through Regulation Crowdfunding (Reg CF) and Regulation D (Reg D) offerings, giving both accredited and non-accredited investors access to vetted startup deals, diversified venture funds, and even pre-IPO companies. Mat and Ahmed explain: How to invest in startups using your self-directed IRA or solo 401(k) The difference between Reg CF and Reg D offerings on WeFunder What the Orange Funds are and how they track Y Combinator companies Real examples of early-stage companies that scaled (e.g. Eight Sleep, Replit) Why diversification is critical in venture investing How to evaluate startup founders and what signals matter most What to expect in terms of risk, timelines, and exit strategies This episode is essential listening for self-directed investors interested in private markets and early-stage innovation—and how to access it within a tax-advantaged retirement account structure. Chapters: 00:00 – Introduction to WeFunder and Startup Investing 01:30 – What Is Reg CF and Who Can Invest 03:16 – Inside the Orange Funds and Y Combinator Strategy 07:40 – Risk, Return, and Realities of Startup Investing 11:50 – Using a Fund Model to Diversify Your Startup Portfolio 19:22 – How to Evaluate Founders, Traction, and Deal Flow 24:27 – Getting Started with Startup Investing Through Your IRA WeFunder Homepage: https://wefunder.com/ Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Visit altassetsummit.com to learn how to invest in Alternative Assets. (More links down below.) You don’t need $100K to self-direct your retirement. In this episode, Mat Sorensen and Mark Kohler outline 15+ real-world strategies for investing $25,000 or less using your Roth IRA, Traditional IRA, Solo 401(k), or HSA. From real estate deals and startup investments to crypto mining, mobile homes, equipment leasing, and even cattle, Mat and Mark break down the opportunities that everyday investors are already using to grow their retirement accounts. Whether you're just starting with $5,000 in a Roth IRA or rolling over an old 401(k), this episode reveals how to make smart, creative investments in alternative assets—without needing a six-figure balance. You’ll also learn how to structure these deals legally with IRA/LLCs, avoid prohibited transactions, and understand the compliance rules that protect your tax-advantaged account. Chapters: 00:00 - Introduction to Small-Budget Self-Directing 02:10 - Cryptocurrency and Crypto Mining Options 06:20 - Creative Real Estate and Partnerships 10:00 - Mobile Homes and Startup Investments 13:45 - Turo, Oil & Gas, and Livestock 22:45 - Equipment Leasing and Final Opportunities 32:16 - The Power of Roth IRAs Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Visit altassetsummit.com to learn how to invest in Alternative Assets. (More links down below.) In this episode of the Directed IRA Podcast, Mark Kohler and Mat Sorensen break down a groundbreaking new executive order from President Donald Trump that could reshape the future of 401(k) investing—by opening the door to alternative assets. For decades, Wall Street and Washington have kept most retirement savers locked into a narrow menu of stocks, bonds, mutual funds, and ETFs. This executive order flips the script, setting a national policy that every American preparing for retirement should have the option to invest in alternatives—just like the wealthiest institutions do. Mat and Mark explain what “alternative assets” really mean in this context, from real estate and crypto to private equity, commodities, and infrastructure investments. They walk through the specific investments cited in the order, why these options have been off-limits for most 401(k) participants, and how this policy could shift the $8 trillion 401(k) industry toward more choice and freedom for everyday investors. They also unpack the political dynamics, regulatory hurdles, and 180-day timeline for the Department of Labor and SEC to develop new guidance—while emphasizing what you can do right now . If you have an IRA or old 401(k), you can already invest in alternatives today using a self-directed account, bypassing the “check-the-box” limitations of traditional plans. Whether you’re a corporate employee stuck with cookie-cutter 401(k) options or a self-directed investor ready to take the reins, this episode will help you understand the stakes, the timeline, and the opportunities in this unprecedented policy shift. Chapters: 00:08 - Trump's Executive Order on Alternative Assets 02:19 - Defining Alternative Assets 02:30 - Learn How to Invest in Alternative Assets (https://altassetsummit.com/) 02:48 - List of Alternative Assets - From Trump 04:19 - How the Executive Order Could Impact You 05:20 - Timeline and Political Landscape 09:07 - The Power of Self-Directed Investing 12:02 - IRAs: Invest in Alternatives Today Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Book a Call: https://directedira.com/appointment/ Alternative Asset Summit Tickets: https://altassetsummit.com/#ticket In this episode of the Directed IRA Podcast , Mat Sorensen and Mark Kohler unpack one of the most overlooked yet powerful tax-advantaged accounts available—the Health Savings Account (HSA). Often dismissed as a simple medical savings tool, the HSA actually offers a triple tax benefit : tax deductions for contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses—at any age. Mat and Mark explain how to qualify for and fund an HSA, the contribution limits for 2025 (including catch-up contributions), and why they rank the HSA alongside the Roth IRA as a top wealth-building priority. They also reveal how you can invest your HSA beyond savings accounts and mutual funds, using a self-directed HSA to buy assets like real estate, crypto, livestock, and private investments—keeping all gains in the account tax-free. Through real-life examples, including ranch cattle investments and rental properties, they illustrate how creative investors are compounding returns inside their HSAs for future medical costs. They also discuss strategic withdrawal planning—why delaying reimbursements can supercharge your tax-free compounding—and review what qualifies as a medical expense under IRS rules, from dental work and prescription drugs to service animals and long-term care premiums. If you’ve ever thought an HSA was just for paying your doctor bills, this episode will change your perspective and show you how to turn it into a dynamic, tax-free wealth-building vehicle. Chapters 00:00 - Introduction to HSA Triple Tax Benefit 02:09 - HSA Eligibility and Contribution Limits 10:30 - Self-Directing Your HSA Investments 16:14 - Livestock and Creative HSA Investments 20:56 - Reimbursing Medical Expenses Strategically 25:30 - Qualifying Medical Expenses and Planning 30:15 - Final Tips and AltAsset Summit Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode, Mat Sorensen is joined by Jamison Manwaring, CEO and Co-Founder of Neighborhood Ventures, for a deep dive into the intersection of alternative investing, real estate innovation, and how everyday investors can participate in projects traditionally reserved for institutional capital. Jamison shares how Neighborhood Ventures became Arizona’s first public real estate crowdfunding platform, structured under Regulation A, and how it enables unaccredited investors to access professionally managed real estate opportunities with low minimums and consistent returns. Mat and Jamison also unpack the regulatory structure that allows these offerings, discuss the due diligence process behind each deal, and explain why real estate continues to serve as a cornerstone asset in many self-directed IRA portfolios. Whether you're a seasoned investor or just exploring real estate crowdfunding for the first time, this conversation offers actionable insights into building passive income with transparency, regulatory compliance, and community impact in mind. Chapters 00:00 - Buy Low, Sell High Strategy Intro 01:36 - Market Cycles and Current Challenges 04:50 - Anatomy of a Distressed Deal 09:00 - The 7 O'Clock Investment Strategy 13:16- Phoenix Market Indicators and Outlook 17:00 - Fundraising for Distressed Properties 20:36 - Patience and Network Building Payoff 24:22 - The Get Rich Slow Philosophy Neighborhood Ventures Homepage Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Did you know you can use your IRA to invest in private funds? These include private equity, venture capital, hedge funds, and real estate funds. Private funds have become one of the most popular investments among self-directed IRA owners because they offer access to professionally managed strategies, broader diversification, and the ability to passively invest in high-growth sectors—all within a tax-advantaged account. In this episode, "Use Your IRA to Invest in Private Funds," Mat Sorensen and Mark J. Kohler explain how private fund investments work inside an IRA, what separates a legitimate fund from a risky one, and why understanding the fund’s documents, liquidity restrictions, and management team is essential before investing. If you're looking for greater control over your retirement investments, this episode will give you the framework you need to evaluate private funds and avoid common mistakes. Book a call today to learn more: directedira.com/appointment . 0:08 - Investing IRAs in Private Funds 3:00 - What Defines a Legitimate Fund 6:00 - Understanding Accredited Investors 10:00 - Due Diligence and Investment Documents 16:12 - Subscription Process and Liquidity Concerns 22:09 - Exit Strategies and Final Thoughts Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of the Directed IRA Podcast, attorneys Mat Sorensen and Mark J. Kohler unveil a powerful and often overlooked strategy for funding your child’s college education without relying solely on a 529 plan. They break down how to combine a Coverdell ESA and a Roth IRA for your children, integrate those with self-directed investments, and potentially achieve tax free growth and distributions. This episode is for business owners, parents, and investors looking for a smarter tax efficient way to save for education. Whether you’re new to self directing or already using these tools for retirement, this strategy could reshape how you approach college planning and family wealth building. Chapters 00:00 – Introduction to College Funding Secret 01:17 - Self- Directed Accounts for College Savings 03:35 - Kids Roth IRA Strategy 08:14 - Tax-Deductible Methods for Funding 12:17 - Legitimacy and Next Steps Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler tackle the ten most frequently asked questions they hear from clients, investors, and professionals about self-directed IRAs. Whether you're brand new to self-directing or looking to avoid common missteps, this episode offers clear, practical guidance grounded in real-world scenarios and thousands of consultations. They cover what your IRA can and cannot invest in, how prohibited transactions work, when to use a checkbook IRA or IRA LLC, how UBIT applies to certain investments, and what type of account is best for your goals. If you've ever wondered whether you’ll pay tax to self-direct, how to fund your account, or whether you're too old or too young to get started, this is the episode for you. Subscribe to the Directed IRA podcast for more episodes diving deeper into self-directed investing strategies. Visit directedira.com to learn more about taking control of your retirement investments. Chapters 00:00 – Introduction to Self-Directed IRAs 02:50 – What Can You Invest In? 04:05 – Investment Restrictions and Limitations 06:55 – The Prohibited Transaction Rules 08:40 – Choosing the Right Account Type 12:45 – Checkbook IRAs and IRA LLCs 18:35 – Taxes, Penalties and Common Misconceptions 24:30 – Finding Your Investment Strategy 29:20 – Final Thoughts and Disclaimer Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of the Directed IRA Podcast, Mat Sorensen and Mark J. Kohler dive into the Top 10 Mistakes in Self-Directing Your IRA —and how to avoid them. Whether you're just getting started or already managing self-directed investments, this episode outlines the most common pitfalls that can derail your retirement strategy, including prohibited transactions, improper deal structuring, and UBIT traps. Mat and Mark not only break down each mistake but also provide practical guidance on how to structure deals the right way to stay compliant and protect your tax-advantaged account. They also highlight a critical bonus topic on Required Minimum Distributions (RMDs) for illiquid assets that every older investor must understand. If you’re looking to confidently navigate self-directed retirement investing, this episode is for you. 00:00:08 – 00:01:50 – Intro, Past Events, & Empowering You to Self-Direct Your IRA 00:01:50 – 00:04:15 – Breaking Out of the Brokerage Box (Disney Analogy): Investment Freedom Explained 00:04:15 – 00:04:18 – Top 10 Mistakes in Self-Directing Your IRA 00:04:18 – 00:06:30 – Mistake 1: Early Commitment to Deals 00:06:30 – 00:07:54 – Mistake 2: Buying Assets You Already Own 00:07:54 – 00:08:36 – Mistake 3: Transacting with Disqualified Persons 00:08:36 – 00:11:30 – Mistake 4: Violating the 50% Rule in Business Ownership 00:11:30 – 00:13:12 – Mistake 5: Providing Services to IRA-Owned Assets 00:13:40 – 00:16:50 – Mistake 6: Personally Profiting from IRA Transactions 00:16:50 – 00:21:30 – Mistake 7: Using IRA-Owned Assets Personally 00:21:30 – 00:23:04 – Mistake 8: Improper Flow of Funds with IRA LLCs 00:22:55 – 00:24:20 – Mistake 9: Underfunding Investments and the Need for Capital Planning 00:24:20 – 00:31:04 – Mistake 10: Ignoring UBIT and UDFI Tax Traps 00:31:04 – 00:32:30 – Bonus: RMD Pitfalls with Illiquid IRA Assets 00:32:30 – 00:34:15 – Conclusion: Knowledge is Power—Avoiding Pitfalls with Confidence Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Ready to get started? Book a call with one of our IRA specialists!: https://directedira.com/appointment/ If you’ve got an old 401(k) or IRA collecting dust, it’s time to take control. In this episode, Mat and Mark explain how to move your account into a self-directed IRA—without triggering taxes or penalties—and why it matters. You’ll learn what you can invest in, from real estate to startups, and how to avoid costly mistakes. Mat and Mark also share real examples and walk you through the steps to get started. Don’t let your retirement account sit idle—put it to work. 00:00:10 – Why Your Old 401(k) or Sleepy IRA Needs Attention 00:02:04 – Understanding the Power of Self-Directed IRAs 00:03:17 – Common Myths and Misconceptions 00:04:37 – What You Can Invest In with a Self-Directed IRA 00:05:13 – How to Move Your IRA Without Tax or Penalty 00:08:50 – Real Investment Examples: Real Estate, Crypto, and More 00:17:00 – Prohibited Transactions and Restrictions 00:20:32 – How to Get Started with Directed IRA Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Ready to get started? Book a call with one of our IRA specialists!: https://directedira.com/appointment/ In this episode, Mat Sorensen and special guest David McAlvany explore how to buy gold, silver, platinum, and palladium in your IRA. They explain the rules, benefits, risks, and strategies—whether you’re seeking portfolio diversification, inflation protection, or long-term growth. Learn how precious metals can fit into your retirement plan and what mistakes to avoid. 📌 Key Chapters: 00:00 – Introduction & Guest Background 02:30 – History of Precious Metals in IRAs 04:15 – Why Invest in Metals: Diversification & “Wealth Insurance” 11:00 – Tax Benefits of Using an IRA for Metals 13:00 – Storage Rules for Precious Metals in an IRA 14:00 – Gold vs. Other Precious Metals: What to Buy 26:00 – Gold vs. Crypto vs. Stocks 34:00 – Rebalancing Strategies for Long-Term Growth 47:00 – Due Diligence & Avoiding Overpriced Metals 🔗 Useful Links: Learn more from McAlvany: https://mcalvany.com/directed David McAlvany's Linkedin: https://www.linkedin.com/in/davidmcalvany/ Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

Learn how to take control of your retirement - https://directedira.com/ In this episode, Mat and Mark dive into one of the most overlooked yet critical aspects of retirement and estate planning— who should be the beneficiary of your IRA? Should it be your spouse? Your kids? Or your trust? They break down the tax implications, legal requirements, and best practices to ensure your wealth is passed on efficiently and securely. With real-life stories and clear action steps, this episode is a must-listen for anyone with a retirement account. 00:00 – Welcome & Why This Topic Matters 00:25 – The Common Mistake Most People Make 01:02 – Why Trusts Often Get Left Out 01:58 – The Life Insurance Horror Story 03:19 – Why Beneficiary Designations Rule All 04:04 – Tips for Married Couples: Spouse First, Trust Second 05:08 – Why a Trust Helps with Minor or At-Risk Children 06:08 – Asset Protection & Special Needs Planning 06:50 – What Is a See-Through Trust? 08:06 – The IRS Rules & Structural Requirements 09:40 – Action Items: Audit, Update, Organize 11:00 – Wrapping Up: The Power of Being Organized To get a comprehensive tax and legal plan get to my law firm KKOS Lawyers, https://kkoslawyers.com . Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

To book a call with an IRA specialist!: https://directedira.com/appointment/ In this episode, Mat and Mark break down the powerful strategy of using a Self-Directed IRA for private money lending. Learn how your retirement account can act like a bank—lending money to real estate investors or businesses, earning interest and points, all while growing tax-free or tax-deferred. 0:00 - Introduction to Private Lending with a Self-Directed IRA 1:20 - What is a Self-Directed IRA and How It Works 3:00 - Retirement Accounts You Can Use for Private Lending 4:26 - Secured vs. Unsecured Loans – What the Bank Would Do 6:23 - Debunking Private Lending Myths and Managing Risk 9:25 - Key Legal Docs: Promissory Note, Deed of Trust, UCC Liens 11:48 - Should You Lend Through Your IRA or an LLC? 14:30 - Lending Criteria: Property, Borrower, and Strategy 18:00 - Common Mistakes in Private Lending and How to Avoid Them 21:46 - Understanding Loan Terms: Interest, Points, and Payment Structures 28:26 - Tax-Free and Tax-Deferred Growth in Your Retirement Account 34:06 - How to Find Private Lending Opportunities and Deal Flow 36:32 - Balancing Action vs. Analysis – Know Thyself as an Investor 37:59 - Final Thoughts and Legal Disclaimer Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this podcast, Mat breaks down how he used his retirement account to purchase a real, physical rental property—and how he paid zero taxes on the rental income and six-figure profits when he sold. Most people think their retirement is locked into Wall Street investments, but Mat shows how you can use a Self-Directed IRA to invest in assets you know and trust—like real estate. He walks through the exact steps he took, the financial results, and how you can start taking control of your financial future by building wealth outside of traditional investments. 📚 Want to learn more? Get a copy of The Self-Directed IRA Handbook or schedule a call with the team at DirectedIRA.com . 00:00 – Intro: I Bought This Rental in My IRA Mat introduces the surprising truth—yes, you can buy a rental property with your IRA or 401(k). 01:36 – Why Real Estate Over the Stock Market? Explaining why Mat believes real estate provides better returns and tax advantages than stocks. 03:12 – How a Self-Directed IRA Works An overview of what a Self-Directed IRA is and how it gives you investment control beyond Wall Street. 05:32 – The Exact Strategy I Used Mat breaks down his real-life example—buying a 3-bed, 2-bath rental in Indianapolis through his retirement account. 07:14 – Setting Up the IRA LLC Structure How to structure the deal using an IRA-owned LLC for control and liability protection. 10:26 – The Financial Results: Rental Income and Big Gains Mat shares the numbers—purchase price, rental income, sale price, and the $100K profit he made tax-free . 12:17 – What I Did Next: Private Lending & More Investing How Mat reinvested the profits into private money lending and new deals. 13:15 – Why You Should Take Control of Your Retirement The emotional payoff—building a bigger retirement account and creating a life of freedom and choices. 15:09 – Can You Really Do This? Yes! Here’s How to Start Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com

In this episode of the Directed IRA Podcast, I sat down with Adam Hooper and Ryan Sudek from Sage Investment Group to dive into a high-impact real estate strategy: converting underutilized hotels into naturally affordable housing. We explored how this model delivers strong investor returns while addressing the affordable housing crisis—without relying on government subsidies. With over 20 successful conversions and more in the pipeline, this episode is packed with insights on real estate investing, IRA strategies, and wealth-building opportunities. If you're passionate about doing good while making money, you won't want to miss this conversation. 0:00 - Intro - Real Estate Supply, Demand & Affordability Crisis 0:30 - Meet Sage Investment Group & Their Mission 1:43 - Why Hotels? A Strategic Conversion Model Explained 6:13 - First Hotel Deal Case Study: Tucson Conversion 10:11 - Why Not Office Conversions? Key Challenges 12:05 - Investment Returns Without Sacrificing Impact 15:15 - Deals That Didn’t Work and Why 20:26 - Big Wins: Texas Hotel Acquisitions for Half Price 23:09 - Hotel Industry Distress & The Patel Effect 25:13 - Post-COVID Shifts in Hospitality and Opportunity 27:06 - Using Self-Directed IRAs in Real Estate 30:17 - Evergreen Fund Structure & Diversification Benefits 31:54 - Liquidity & Exiting the Fund 33:08 - 1031 Exchange Strategy Using a 721 UpREIT 36:45 - Active Value Creation vs. Passive Investing 38:06 - Is Now a Good Time to Invest in Real Estate? 40:22 - Supply Forecasting & Conversions Market Potential 44:27 - Personal Motivations & Building Investor Access 48:31 - How M&A Skills Transfer to Real Estate 51:18 - Fund Performance, Notes, and Final Investment Terms 53:59 - How to Learn More & Get Involved 👉 Want to learn more or invest? Visit sageinvestment.com/IRA for details on how Sage Investment Group helps turn underutilized hotels into high-yield, naturally affordable housing. 📩 Have questions or ready to connect? Email [email protected] or [email protected] Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other : Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.com Main Street Business https://mainstreetbusiness.com