The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, brings sweeping tax changes—many of which could directly affect your income, savings, and estate plans. From an expanded standard deduction to new rules for charitable giving and 529 plans, the law offers opportunities—but also new limits and deadlines you’ll want to keep on your radar. In our latest podcast and blog, Vector Wealth advisors Sharon Calhoun and Joe Grochowski break down: How the standard deduction is changing—and when phaseouts apply The expanded SALT deduction cap (and who really benefits) A permanent $15 million estate and gift tax exemption Key charitable giving opportunities before 2026 rules take effect New flexibility for 529 education savings plans As always, we’re here to help you make sense of these changes and ensure your strategies stay aligned with your goals. More OBBBA details on our blog: vectorwealth.com/search?q=OBBBA - ID: V25205262 vectorwealth.com/regulatory All content discussed in our podcasts, videos, or related blog articles are for informational purposes and should not be construed as individualized financial advice. Opinions expressed herein are solely those of Vector Wealth Management, our staff, and guests. Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed directly and in detail with your financial advisor prior to implementation of a strategy or investment. This podcast and related content are not intended to render personalized investment advice, nor should it be viewed as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities or strategies discussed. Please note that neither Vector Wealth Management nor any of its agents give legal or tax advice. The firm is not engaged in the practice of law or accounting. Charts, graphs, and returns do not represent the performance of Vector Wealth Management or any of its advisory clients. Returns presented do not reflect the impact that advisory fees and other expenses would on the results. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment, asset category, or strategy will be suitable or profitable for a client’s portfolio.
