With an extensive experience in traditional money markets, Maple Finance was envisioned as an institutional capital marketplace which combines the transparency & capital efficiency of blockchains with the regulatory framework of TradFi. Unlike many DeFi protocols that require over-collateralized loans (e.g. Aave), Maple also specializes in under-collateralized lending, enabling greater capital efficiency for institutional borrowers. With over $6b in loans since its inception, Maple plans to further expand its offerings by including RWAs as collateral assets.
Topics covered in this episode:
- Sid’s background
- The vision behind Maple Finance
- Maple’s tech stack
- Deciding risk profiles
- Over-collateralized vs. under-collateralized loans
- Assets accepted as collateral
- Deploying to other blockchains
- Institutional appeal
- Managing defaults
- RWA
- Converging DeFi & TradFi
- Biggest challenges
- Exciting upcoming trends
- Future roadmap
- Crypto correlation or decoupling?
Episode links:
Sponsors:
- Gnosis: Gnosis builds decentralized infrastructure for the Ethereum ecosystem, since 2015. This year marks the launch of Gnosis Pay— the world's first Decentralized Payment Network. Get started today at - gnosis.io
- Chorus One: one of the largest node operators worldwide, trusted by 175,000+ accounts across more than 60 networks, Chorus One combines institutional-grade security with the highest yields at - chorus.one
This episode is hosted by Friederike Ernst.
