Send us a text On this episode of The Get Ready Money Podcast , I spoke with Paul Ryan , founder of Credit Score Experts and author of "Raise or Repair & Retain A Great Credit Score". We explored how to take control of your credit profile—and why it matters. Key Takeaways: Consider a credit freeze to protect yourself from identity theft and unauthorized access. Stay proactive —review and update your credit report regularly to keep your score accurate. Your credit score impacts more than loans —it can affect everything from insurance rates to employment opportunities. Each credit bureau calculates your score differently , so it's essential to monitor all three. Check for errors —they're more common than you think and can cost you in the long run. Whether you're educating others or refining your own credit strategy, this episode offers actionable insights for building a stronger financial foundation. Connect with Paul Ryan: Website ( here ) LinkedIn ( here ) Book: Raise or Repair & Retain A Great Credit Score and achieve your financial goals ( free pdf here ) ( Amazon Kindle ) Bio: Paul Ryan has an extensive background in mentoring, education, community service, and consulting. Because of his professional experience in finance, and his personal experience being a victim of identity theft, Paul was compelled to write a book about credit, to both share his own story and to educate others to achieve or maintain a healthy credit profile. Paul holds a Bachelor of Science degree in Business Management, 2 certifications in the methodology of process improvement, and a certification in project management. He is a consultant, corporate trainer, and two-time author. His volunteer background includes leading fundraising for an affiliate of an internationally known non-profit, and is currently on the board of directors and the finance committee of an education and advocacy group supporting a Florida-based wildlife refuge. Besides being a volunteer, Paul is a proud dad, car enthusiast, athlete, foodie, DIYer, and originally from the Washington, D.C., area, residing in south Florida. Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.
