In this episode of The Bitcoin IFA Podcast , Dan sits down with Charlie Morris – seasoned investor, former HSBC fund manager, and founder of ByteTree. From military training to managing billions in multi-asset portfolios, Charlie shares how discipline, leadership, and a sharp eye for diversification shaped his financial career. We trace his first encounter with Bitcoin in 2012, why he dismissed it at first, and how a deeper look at blockchain technology changed his perspective entirely. The conversation dives into: Lessons from the army that still apply to markets today. The rise of index funds and why passive investing isn’t always the safer bet. Why Bitcoin’s resilience and dominance can’t be ignored, despite endless copycats. The creation of ByteTree and the evolution into research, funds, and the BOLD ETF (Bitcoin + Gold). How gold and Bitcoin complement each other in a portfolio – the “ballast and spinnaker” approach. Volatility, Sharpe ratios, and why combining these two hard assets might be one of the most efficient diversification strategies available. The regulatory landscape in the UK, upcoming changes, and what they mean for advisors and investors. Expect candid stories, sharp analysis, and a forward-looking discussion on the role of hard assets in an inflationary world. Resources & Mentions ByteTree – https://www.bytetree.com/ BOLD ETF (Bitcoin + Gold) – boldetf.com Enquire about P1 Investments here - marketing.p1-im.co.uk/bitcoinifa Website - www.thebitcoinifa.com We always recommend watching ‘What’s the Problem’ by Joe Bryan: https://bit.ly/jbwtp DISCLAIMER: This podcast is for FCA-authorised financial advisers only and is not for retail clients. The views expressed in this content, and all other content on this channel, are those of the individuals speaking and do not constitute financial advice or a recommendation to invest in any product, asset, or strategy — including those discussed in sponsored segments. This content is for educational purposes only. Always do your own research and consider all relevant risks before making any investment decisions.
