How Insurance Gaps and Governance Failures Threaten Swim Coaches' Careers Uninsured. Unheard. Undervalued. Real challenges facing swim coaches are pondered. Why they're left out of the decision‑making table, the insurance maze, and what's needed to keep the sport of swimming (and others) thriving. Coach Barry Healey, BC, Canada, and Mark Rauterkus, International Swim Coaches Association in the USA, break down the roadblocks and propose concrete steps. Why coaches aren't at the table with health and policy makers. The tangled insurance landscape (LEI, Lloyd's, Marker, SwimBC, Swim Canada, Club Policies) and coverage gaps. Three major risks for professional coaches: intimidation, defamation, and performance issues. Strategies for coach retention, education, and making the profession sustainable. Action items: advocacy, quizzes, and partnerships to drive change in the swimming community. More at the course, CYA at Read.SwimISCA.org. Inside the Coaching Crisis: Insurance Loopholes, Board Exclusion, and the Fight for Fairness. Free CYA Course with additional details is at https://Read.SwimISCA.org
