Looking for help buying a business? Book a call with me at https://calendly.com/philsmith/ Most business owners would rather go broke than make the hard decisions. Then they act surprised when they lose everything. Today Phil and I break down why Kiwi business owners are too scared to right-size their businesses even when their family home is on the line. We cover the tough conversations you're avoiding: restructuring staff, negotiating rent relief, and protecting your business asset before someone pulls the rug out. If you're interested in working together in other ways: Visit our website https://nextadvisory.nz Let's connect over a quick call: https://calendly.com/philsmith/ Instagram: https://www.instagram.com/nextadvisory.nz/