A 5 - Year Game Plan To Mortgage Freedom For Millennials - AJ Scott & Nicole Kichko On this episode I welcome relatively new investors AJ and Nicole, who are young but are already on the right path to financial and mortgage freedom, and on the way to a very early retirement. They started investing only 5 years ago, already own 3 properties and are here to share their incredible story and journey so far! The strategy they've used so far is house hacking, where you purchase a home but either renovate to add additional rental units, or purchase an already renovated duplex, so that it actually MAKES you money the moment you move in. Your expenses drop dramatically while your tenant pays down your mortgage for you! Have they made mistakes? Yes, but willing to share to help others avoid some of them. We talked about how they saved for their down payment; what are their monthly costs, and it's incredibly low; managing risk; mindset; and MORE! And a tip of the week from Gary! If you are someone who thinks it will be hard to purchase a home, this is the episode for you. House hacking is a strategy that allows you to find a home and help it pay for itself. This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit ONRI.ca to learn more and become part of our team today! Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from! To learn more about Gary's mentorship program, visit https://garyhibbert.ca Disclaimer: The views and opinions expressed by guests on Real Talk with Gary are solely those of the individual speakers and do not necessarily reflect the views or positions of Gary Hibbert, the podcast, or its affiliates. All information, content, and materials discussed are for informational purposes only and should not be construed as financial, legal, or professional advice. Listeners are encouraged to perform their own due diligence and consult with a qualified professional before making any investment or business decisions. Real Talk with Gary , its host, and associated entities do not endorse or guarantee any products, services, or advice mentioned by guests and disclaim any liability for actions taken based on such content. Participation in or reliance on this podcast is at your own risk.
